Personal loans in Lawtey, FL

Local context for Lawtey

Read the local figures below as context; read the sourced Florida table as the rulebook a lender here must follow.

• Population: about 670, ranked 355th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 5.7% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 36 residents.
• Size percentile: about 14% of Florida's Census places are smaller than Lawtey.
• Land and density: 1.5 square miles of land carry roughly 443 residents per square mile.
• Land area rank: Lawtey's 1.5 square miles rank 318th of 411 places in Florida.
• State share: roughly 0.0% of Florida's residents live in Lawtey (670 people).
• National rank: Lawtey sits 11,982nd by population among the 19,457 places in this dataset.
• Growth rank: Lawtey ranks 115th among Florida's 411 places for the 2020-to-2023 change.
• Versus Florida: the state average change is +5.5%, while Lawtey moved 5.7%.
• Density in Florida: Lawtey ranks 331st by people per square mile.
• Against the state median: Lawtey runs about 443 residents per square mile, where the Florida median is 1,608.
• Location: coordinates 30.0484, -82.0725 (US Census Bureau Gazetteer).
• Nearest larger cities: Starke (7 mi); Penney Farms (16 mi); Lake Butler (16 mi); Macclenny (16 mi); Keystone Heights (18 mi). Living near a larger metro rarely changes what is available in Lawtey.
• Smaller places close by: Raiford (10 mi); Hampton (13 mi); Glen St. Mary (17 mi).
• Smaller places within 50 miles: 10 of them.
• At 100 miles: 107 larger Census places fall inside that radius.

Lawtey's place among Florida's 411 places

Set beside Florida's 411 places, Lawtey ranks 355th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 115th of 411 Florida places, putting it near the 72th percentile for growth. At about 443 people per square mile, Lawtey is the 331st most densely settled place in Florida. By land area, its 1.5 square miles rank 318th of 411 places in Florida.

Lawtey on the map

Inside Lawtey's boundaries lie about 1.5 square miles of land, with no significant water area recorded. With 670 residents, the land area yields roughly 443 people per square mile. Jacksonville, the largest place in Florida, is about 32 miles from Lawtey. Within 50 miles of Lawtey there are 28 larger Census places. The 100-mile radius contains 107 larger places.

The Florida lending rules that reach Lawtey

For the roughly 670 residents of Lawtey, the rules below are Florida's own; each row carries its publisher and retrieval date.

The Lawtey borrowing checklist

For Lawtey's roughly 670 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Florida regulator's licence list.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Lawtey-specific: the same Florida licensing and disclosure rules reach all 670 residents.

What is available to Lawtey borrowers

Lawtey is a lightly settled community of about 670 people, with 28 larger places inside a 50-mile radius. Whether Lawtey has a local branch or not, a Florida-licensed lender can serve its 670 people online on the same terms. The nearest bigger place is Starke, FL about 7 miles away.