Personal loans in Lyndon, KY
A lender serving Lyndon holds a Kentucky licence and answers to a Kentucky regulator; no city office is involved for its 10,909 residents. The Census counts 10,909 people in Lyndon, the 36th-largest figure among Kentucky's 416 places. Lyndon lost roughly 0.9% of its population across the 2020-to-2023 comparison. Rate-shopping from Lyndon costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is St. Matthews, KY about 3 miles away. For the 10,909 people in Lyndon, Kentucky runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Lyndon: the sourced local profile
Read the local figures below as context; read the sourced Kentucky table as the rulebook a lender here must follow.
- Population: 10,909 people, a figure that places Lyndon 36th among the 416 Census places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 0.9% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 95 residents.
- Size percentile: Lyndon's 10,909 people outrank roughly 91% of the places in Kentucky.
- Density: roughly 3,029 residents per square mile, spread over 3.6 sq mi of land.
- Land area: Lyndon covers 3.6 square miles, the 101st-largest area among Kentucky's 416 places.
- Water: Lyndon holds about 0.03 square miles, the 118th-largest water area in Kentucky.
- Share of state population: Lyndon's 10,909 residents are about 0.6% of Kentucky.
- National standing: Lyndon ranks 2,960th of 19,457 US places.
- Growth rank: Lyndon ranks 229th among Kentucky's 416 places for the 2020-to-2023 change.
- Versus Kentucky: the state average change is -0.2%, while Lyndon moved 0.9%.
- Density rank: Lyndon places 71st among Kentucky's places by people per square mile.
- Against the state median: Lyndon runs about 3,029 residents per square mile, where the Kentucky median is 1,045.
- Location: latitude 38.2630, longitude -85.5879 (Census Gazetteer).
- Nearest larger cities: St. Matthews (3 mi); Jeffersontown (4 mi); Jeffersonville (8 mi); Clarksville (11 mi); Shively (13 mi). Lenders licensed in the state serve Lyndon whether or not they keep a local branch.
- Nearest smaller places: Moorland (1 mi); Bellemeade (1 mi); Briarwood (1 mi).
- Smaller places within 50 miles: 163 of them.
- Larger places within 100 miles: 56.
How Lyndon compares across Kentucky
Set beside Kentucky's 416 places, Lyndon ranks 36th by population and holds about 0.6% of the state total. For population change between 2020 and 2023, Lyndon ranks 229th of 416 in Kentucky (about the 45th percentile). At about 3,029 people per square mile, Lyndon is the 71st most densely settled place in Kentucky. In land area, Lyndon ranks 101st among Kentucky's 416 places.
Getting a loan in Lyndon
Lyndon is a fairly dense community of about 10,909 people, with 16 larger places inside a 50-mile radius. Whether Lyndon has a local branch or not, a Kentucky-licensed lender can serve its 10,909 people online on the same terms. For a larger market, the closest option is St. Matthews, KY about 3 miles away.
Kentucky rules behind a Lyndon personal loan
When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Lyndon is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
What a Lyndon borrower is actually offered
A Lyndon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10,909 residents. Because pricing is borrower-level, two people in Lyndon can be quoted different APRs on the same amount and term. The term you choose in Lyndon decides the split between a comfortable payment and the total interest you pay.
Lyndon: area, density and distance
The Census Gazetteer records 3.6 square miles of land and 0.03 square miles of water within Lyndon. Spread across it are roughly 3,029 residents per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 63 miles. Within 50 miles of Lyndon there are 16 larger Census places. Within the same 50 miles lie 163 smaller Census places.
Common questions
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Nearby places
- Moorland, KY — population 428
- Bellemeade, KY — population 893
- Briarwood, KY — population 440
- Westwood, KY — population 567
- Wildwood, KY — population 276
- Meadowbrook Farm, KY — population 116
- Plantation, KY — population 817
- Rolling Hills, KY — population 923