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Personal loans in Meadowbrook Farm, KY

Meadowbrook Farm's population was effectively unchanged from the 2020 count to the 2023 estimate. Meadowbrook Farm is a small community of about 116 residents, and a personal loan taken out here is governed by Kentucky statute. Meadowbrook Farm ranks 401st of 416 places in Kentucky, with a population near 116. The next larger city is Meadow Vale, KY about 0 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Meadowbrook Farm's 116 residents. Verify the lender's Kentucky licence against the regulator named below before borrowing in Meadowbrook Farm.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Meadowbrook Farm

Here is the sourced Census picture for Meadowbrook Farm, plus the Kentucky lending rules that apply to a loan taken out here.

What shapes a Meadowbrook Farm personal loan

Most loans made to Meadowbrook Farm's 116 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Meadowbrook Farm. A longer term lowers the monthly payment on a Meadowbrook Farm loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Meadowbrook Farm

Meadowbrook Farm is fairly dense, with about 4,296 people per square mile and 166 larger places within 50 miles. What is available to Meadowbrook Farm's 116 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Meadow Vale, KY about 0 miles away.

How Meadowbrook Farm compares across Kentucky

Against Kentucky's other places, Meadowbrook Farm accounts for about 0.0% of the state's population and ranks 401st of 416 by size. For population change between 2020 and 2023, Meadowbrook Farm ranks 171st of 416 in Kentucky (about the 59th percentile). Its roughly 4,296 residents per square mile place it 33rd among Kentucky's places. In land area, Meadowbrook Farm ranks 413th among Kentucky's 416 places.

Meadowbrook Farm: area, density and distance

Meadowbrook Farm covers about 0.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 4,296 people per square mile. Lexington-Fayette, the largest place in Kentucky, is about 63 miles from Meadowbrook Farm. Meadowbrook Farm has 166 larger places within a 50-mile radius. The 100-mile radius contains 457 larger places.

Kentucky rules behind a Meadowbrook Farm personal loan

When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Meadowbrook Farm is bound by the same rules.

RuleDetailSource
State lending regulatorKentucky Department of Financial Institutions (DFI)
Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight".		Kentucky Department of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)Up to 19% per annum, or 4% over the 90-day commercial-paper discount rate, whichever is less (by written agreement)
Source says: "At a per annum rate not to exceed four percent (4%) in excess of the discount rate on ninety (90) day commercial paper ... or nineteen percent (19%), whichever is less".		Kentucky Legislative Research Commission (Kentucky Revised Statutes)
as of 2026-09-16
Payday lending statusPermitted under license (deferred deposit service business; payday loans)
Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions".		Kentucky Department of Financial Institutions
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Meadowbrook Farm if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meadowbrook Farm is the same as anywhere in Kentucky.
What loan size can I expect in Meadowbrook Farm?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Meadowbrook Farm?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Meadowbrook Farm cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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