Personal loans in Luxora, AR

At about 882 residents, Luxora is larger than roughly 61% of the places in Arkansas. Work out your debt-to-income ratio first; lenders weigh it heavily, and Luxora's 882 residents are no exception. A single loan can carry different costs on either side of a state line, and Luxora sits on the Arkansas side of that line. Borrowers who want a bigger city can look to Osceola, AR about 6 miles away.

Local context for Luxora

Here is the sourced Census picture for Luxora, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: 882 people, a figure that places Luxora 194th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 6.0% since the 2020 count.
• People gained or lost: about 56 fewer since the 2020 base.
• Size percentile: roughly 61% of Arkansas's places have fewer residents than Luxora's 882.
• Population density: 1,036 people per square mile on 0.9 square miles of land.
• Land area: Luxora covers 0.9 square miles, the 379th-largest area among Arkansas's 500 places.
• Within Arkansas: about 0.0% of the state's population lives in Luxora.
• National standing: Luxora ranks 10,768th of 19,457 US places.
• Growth rank: Luxora ranks 476th among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Luxora moved 6.0%.
• Density in Arkansas: Luxora ranks 49th by people per square mile.
• Density vs Arkansas: Luxora's 1,036 people per square mile compare with a state median of 386.
• Location: 35.7577 / -89.9295, per the US Census Bureau Gazetteer.
• Nearest larger cities: Osceola (6 mi); Blytheville (12 mi); Gosnell (14 mi); Manila (16 mi); Covington (21 mi). Online lenders reach Luxora no matter how far the nearest branch is.
• Nearest smaller towns: Burdette (4 mi); Victoria (7 mi); Dell (9 mi).
• Smaller neighbours: 49 places smaller than Luxora sit within 50 miles.
• Within 100 miles: 150 places are larger than Luxora.

Luxora: area, density and distance

Luxora's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,036 people per square mile. Little Rock, the largest place in Arkansas, is about 155 miles from Luxora. Luxora has 53 larger places within a 50-mile radius. Within the same 50 miles lie 49 smaller Census places.

What Arkansas law requires in Luxora

These are Arkansas's sourced lending facts as they reach Luxora's 882 residents; the state has no city-level rate rule.

How Luxora compares across Arkansas

Among Arkansas's 500 places, Luxora sits at 194th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Luxora ranks 476th of 500 in Arkansas (about the 5th percentile). At about 1,036 people per square mile, Luxora is the 49th most densely settled place in Arkansas. Within 50 miles sit 49 smaller Census places, alongside the 53 that are larger.

What shapes a Luxora personal loan

Luxora is a small community of about 882 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Luxora's 882 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Luxora loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Luxora

Luxora is moderately settled, with about 1,036 people per square mile and 53 larger places within 50 miles. Whether Luxora has a local branch or not, a Arkansas-licensed lender can serve its 882 people online on the same terms. The nearest larger city, Osceola, AR about 6 miles away.