Personal loans in Marie, AR
Marie is a small community in Arkansas, with an estimated 100 residents, and every licensed lender here follows the same state rulebook. About 100 people live in Marie, placing it 448th of 500 Census places in Arkansas.
A larger market lies at Wilson, AR about 4 miles away. Population in Marie dropped about 5.7% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Marie are all set at the Arkansas level. Rate-shopping from Marie costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
What the Census records for Marie
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: 100 — Marie ranks 448th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 5.7% from 2020 to 2023.
- Absolute change: 6 residents lost between 2020 and 2023.
- Size percentile: about 10% of Arkansas communities are smaller than Marie (100 residents).
- Population density: about 680 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Marie's 0.1 square miles rank 492nd of 500 places in Arkansas.
- State population share: Marie accounts for about 0.0% of everyone in Arkansas.
- National rank: Marie is the 18,127th most populous of the 19,457 Census places covered here.
- Growth rank: Marie's 2020-to-2023 change ranks 473rd of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Marie moved 5.7%.
- Density in Arkansas: Marie ranks 126th by people per square mile.
- Against the state median: Marie runs about 680 residents per square mile, where the Arkansas median is 386.
- Location: mapped by the US Census Bureau at 35.6129, -90.0830.
- Nearest larger cities: Wilson (4 mi); Keiser (4 mi); Bassett (6 mi); Dyess (8 mi); Osceola (8 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Victoria (10 mi); Birdsong (14 mi); Jericho (24 mi).
- Smaller places within 50 miles: 8 of them.
- Larger places within 100 miles: 329.
Inside a Marie personal loan
In Marie, a small community of about 100, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Marie. Shortening the term on a Marie loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Marie
Marie is a moderately settled community of about 100 people, with 92 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Marie without a local office, so branch density does not change what its 100 residents are offered. For a larger market, the closest option is Wilson, AR about 4 miles away.
What Arkansas law requires in Marie
Below are the Arkansas rules that apply to a loan made in Marie, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
The Marie borrowing checklist
These steps shape the offer you get in Marie, a place of about 100 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
In Marie as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 100 residents.
The geography behind Marie
Marie covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 680 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 142 miles. Marie has 92 larger places within a 50-mile radius. Within the same 50 miles lie 8 smaller Census places.
Common questions
What are my options in Marie if my credit is poor?
What loan size can I expect in Marie?
Do I have to pledge anything to borrow in Marie?
Does comparing loans in Marie cost me credit score points?
Nearby places
- Wilson, AR — population 719
- Keiser, AR — population 719
- Bassett, AR — population 117
- Osceola, AR — population 6,610
- Joiner, AR — population 473
- Dyess, AR — population 322
- Victoria, AR — population 18
- Etowah, AR — population 241