Personal loans in Lowndesboro, AL

Lowndesboro: the sourced local profile

Read the local figures below as context; read the sourced Alabama table as the rulebook a lender here must follow.

• Population: 78 — Lowndesboro ranks 447th of 462 communities in Alabama (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 9.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
• Size percentile: roughly 3% of Alabama places rank below Lowndesboro.
• Density: the Census land area of 0.8 sq mi holds about 98 people per square mile.
• Land area: Lowndesboro covers 0.8 square miles, the 434th-largest area among Alabama's 462 places.
• State population share: Lowndesboro accounts for about 0.0% of everyone in Alabama.
• National rank: Lowndesboro sits 18,516th by population among the 19,457 places in this dataset.
• Growth rank: Lowndesboro's 2020-to-2023 change ranks 459th of 462 places in Alabama.
• Versus Alabama: the state average change is +1.0%, while Lowndesboro moved 9.3%.
• Density in Alabama: Lowndesboro ranks 398th by people per square mile.
• Density vs Alabama: Lowndesboro's 98 people per square mile compare with a state median of 259.
• Location: the Census Gazetteer records it at 32.2764, -86.6108.
• Nearest larger cities: White Hall (6 mi); Hayneville (7 mi); Mosses (7 mi); Gordonville (10 mi); Autaugaville (11 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Benton (12 mi); Oak Hill (37 mi); Petrey (38 mi).
• Within a 50-mile radius: 3 smaller Census places.
• At 100 miles: 229 larger Census places fall inside that radius.

Getting a loan in Lowndesboro

At roughly 98 people per square mile, Lowndesboro is sparsely settled; 37 larger places lie within 50 miles. What is available to Lowndesboro's 78 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. The nearest bigger place is White Hall, AL about 6 miles away.

How Alabama law applies in Lowndesboro

These are Alabama's sourced lending facts as they reach Lowndesboro's 78 residents; the state has no city-level rate rule.

What a Lowndesboro borrower is actually offered

Lowndesboro is a small community of about 78 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lowndesboro. Because the payment is fixed, the total cost of a Lowndesboro loan is knowable in advance — unlike a revolving card balance.

Lowndesboro: area, density and distance

Lowndesboro covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 78 residents, the land area yields roughly 98 people per square mile. The state's population centre of gravity, Huntsville, is roughly 167 miles away. Counting outward 50 miles, 37 larger communities surround Lowndesboro. Within the same 50 miles lie 3 smaller Census places.

Lowndesboro's place among Alabama's 462 places

Against Alabama's other places, Lowndesboro accounts for about 0.0% of the state's population and ranks 447th of 462 by size. Its 2020-to-2023 change ranks 459th of 462 Alabama places, putting it near the 1th percentile for growth. At about 98 people per square mile, Lowndesboro is the 398th most densely settled place in Alabama. The population moved by about 8 people between 2020 and 2023, a 9.3% shift.