Personal loans in Hayneville, AL
Hayneville is a small community in Alabama, with an estimated 777 residents, and every licensed lender here follows the same state rulebook. With an estimated 777 residents, Hayneville is the 284th-largest of 462 places in Alabama. Read the disclosure for an origination fee and any prepayment penalty before signing in Hayneville. A 2020-to-2023 comparison shows Hayneville down by about 6.6%. Lenders active in Hayneville report to a Alabama supervisor, identified in the sourced rows below. A larger market lies at Mosses, AL about 6 miles away.
What the Census records for Hayneville
Here is the sourced Census picture for Hayneville, plus the Alabama lending rules that apply to a loan taken out here.
- Population: about 777 people live here, which puts Hayneville 284th of 462 Census places in Alabama (Vintage 2023).
- Population trend: Lower by roughly 6.6% since the 2020 count.
- Net change: roughly 55 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 39% of the places in Alabama, with 777 residents in Hayneville.
- Density: the Census land area of 1.9 sq mi holds about 418 people per square mile.
- Land area: Hayneville covers 1.9 square miles, the 374th-largest area among Alabama's 462 places.
- Water: Hayneville holds about 0.02 square miles, the 239th-largest water area in Alabama.
- Within Alabama: about 0.0% of the state's population lives in Hayneville.
- National rank: Hayneville sits 11,324th by population among the 19,457 places in this dataset.
- Growth rank: Hayneville ranks 450th among Alabama's 462 places for the 2020-to-2023 change.
- Against the state trend: Hayneville's 6.6% change compares with a Alabama average of +1.0% across its 462 places.
- Density in Alabama: Hayneville ranks 140th by people per square mile.
- Density vs Alabama: Hayneville's 418 people per square mile compare with a state median of 259.
- Location: latitude 32.1826, longitude -86.5786 (Census Gazetteer).
- Nearest larger cities: Mosses (6 mi); Fort Deposit (14 mi); Autaugaville (18 mi); Prattville (20 mi); Montgomery (21 mi). Larger metros often have more branches, but online lenders reach Hayneville on the same terms.
- Smaller places close by: Lowndesboro (7 mi); Gordonville (8 mi); White Hall (11 mi).
- Smaller neighbours: 19 places smaller than Hayneville sit within 50 miles.
- Within 100 miles: 139 places are larger than Hayneville.
Steps to take before a Hayneville loan
Before you apply in Hayneville, a community of about 777, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Alabama regulator's licence list.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Hayneville-specific: the same Alabama licensing and disclosure rules reach all 777 residents.
The Alabama lending rules that reach Hayneville
Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a Hayneville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
How personal loans work in Hayneville
With roughly 777 residents, Hayneville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Hayneville's 777 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Hayneville loan is knowable in advance — unlike a revolving card balance.
Where Hayneville sits in Alabama
Set beside Alabama's 462 places, Hayneville ranks 284th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Hayneville stands 450th among Alabama's 462 places — roughly the 3th percentile. At about 418 people per square mile, Hayneville is the 140th most densely settled place in Alabama. By land area, its 1.9 square miles rank 374th of 462 places in Alabama.
Hayneville: area, density and distance
Hayneville's land area is about 1.9 square miles; a further 0.02 square miles is water. That land carries about 418 people per square mile. Huntsville, the largest place in Alabama, is about 174 miles from Hayneville. A 50-mile radius around Hayneville takes in 22 places that are larger. The 100-mile radius contains 139 larger places.
Common questions
What are my options in Hayneville if my credit is poor?
What loan size can I expect in Hayneville?
Do I have to pledge anything to borrow in Hayneville?
Does comparing loans in Hayneville cost me credit score points?
Nearby places
- Lowndesboro, AL — population 78
- Mosses, AL — population 789
- Gordonville, AL — population 232
- White Hall, AL — population 756
- Fort Deposit, AL — population 1,153
- Autaugaville, AL — population 804
- Benton, AL — population 38
- Prattville, AL — population 39,318