Personal loans in Lovelady, TX

Begin with the payment, then weigh APR and total interest across the lenders that reach Lovelady's 584 residents. Lovelady gained roughly 2.3% in population across the 2020-to-2023 comparison. Lenders active in Lovelady report to a Texas supervisor, identified in the sourced rows below. The closest larger city is Crockett, TX about 13 miles away.

The Lovelady data picture

Here is the sourced Census picture for Lovelady, plus the Texas lending rules that apply to a loan taken out here.

• Population: 584 residents; Lovelady is the 941st-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 2.3% between 2020 and 2023.
• People gained or lost: about 13 more since the 2020 base.
• Size percentile: roughly 23% of Texas's places have fewer residents than Lovelady's 584.
• Density: the Census land area of 1.3 sq mi holds about 442 people per square mile.
• Land area rank: Lovelady's 1.3 square miles rank 908th of 1,224 places in Texas.
• State population share: Lovelady accounts for about 0.0% of everyone in Texas.
• National rank: Lovelady is 12,543rd of 19,457 places nationwide.
• Growth in Texas: Lovelady stands 620th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Lovelady's 2.3% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Lovelady ranks 926th by people per square mile.
• Density in context: Lovelady's 442 people per square mile sit against a Texas median of 840.
• Location: 31.1282 / -95.4459, per the US Census Bureau Gazetteer.
• Nearest larger cities: Crockett (13 mi); Trinity (13 mi); Groveton (20 mi); Grapeland (25 mi); Onalaska (29 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Latexo (18 mi); Riverside (20 mi); Midway (20 mi).
• Within a 50-mile radius: 12 smaller Census places.
• At 100 miles: 157 larger Census places fall inside that radius.

How Lovelady compares across Texas

Among Texas's 1,224 places, Lovelady sits at 941st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 620th of 1,224 Texas places, putting it near the 49th percentile for growth. Its roughly 442 residents per square mile place it 926th among Texas's places. By land area, its 1.3 square miles rank 908th of 1,224 places in Texas.

Lovelady: area, density and distance

Lovelady covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 442 people per square mile. The largest place in Texas, Houston, lies about 93 miles away. Lovelady has 25 larger places within a 50-mile radius. By land area it ranks 908th of 1,224 Texas places.

Lender access in Lovelady

Lovelady is a lightly settled community of about 584 people, with 25 larger places inside a 50-mile radius. A Texas licence lets a lender serve Lovelady without a local office, so branch density does not change what its 584 residents are offered. The nearest larger city, Crockett, TX about 13 miles away.

Texas rules behind a Lovelady personal loan

This table holds the Texas rate and licensing rules for consumer loans made to Lovelady's 584 residents.

The anatomy of a Lovelady personal loan

In Lovelady, a small community of about 584, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Lovelady can be quoted different APRs on the same amount and term. Shortening the term on a Lovelady loan raises the monthly payment but cuts the interest; lengthening it does the reverse.