Personal loans in Kennard, TX

What the Census records for Kennard

Here is the sourced Census picture for Kennard, plus the Texas lending rules that apply to a loan taken out here.

• Population: about 281, ranked 1,103rd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.9% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
• Size percentile: Kennard sits ahead of around 10% of Texas places, at 281 people.
• Population density: about 217 people per square mile (Census land area 1.3 sq mi).
• Land area rank: Kennard's 1.3 square miles rank 916th of 1,224 places in Texas.
• Share of state population: Kennard's 281 residents are about 0.0% of Texas.
• National rank: Kennard is 15,347th of 19,457 places nationwide.
• Growth rank: Kennard's 2020-to-2023 change ranks 574th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Kennard moved 2.9%.
• Density rank: Kennard is the 1,104th most densely settled place in Texas.
• Against the state median: Kennard runs about 217 residents per square mile, where the Texas median is 840.
• Location: 31.3575, -95.1854 (Census Gazetteer coordinates).
• Nearest larger cities: Crockett (16 mi); Wells (17 mi); Grapeland (20 mi); Groveton (21 mi); Alto (21 mi). Larger metros often have more branches, but online lenders reach Kennard on the same terms.
• Smaller towns nearby: Latexo (17 mi); Seven Oaks (40 mi); Midway (41 mi).
• Smaller neighbours: 6 places smaller than Kennard sit within 50 miles.
• At 100 miles: 180 larger Census places fall inside that radius.

Which Texas laws govern a loan in Kennard

Below are the Texas rules that apply to a loan made in Kennard, each with the regulator that issued it.

Steps to take before a Kennard loan

Complete these steps first when you borrow in Kennard (281 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Kennard and the rest of Texas is not the process but the borrower's own file, among the 281 people here.

Kennard in state context

Kennard is the 1,103rd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Kennard stands 574th among Texas's 1,224 places — roughly the 53th percentile. By density, at about 217 people per square mile, it ranks 1,104th in Texas. By land area, its 1.3 square miles rank 916th of 1,224 places in Texas.

Where Kennard sits

Inside Kennard's boundaries lie about 1.3 square miles of land, with no significant water area recorded. Spread across it are roughly 217 residents per square mile. Houston, the largest place in Texas, is about 109 miles from Kennard. Counting outward 50 miles, 31 larger communities surround Kennard. By land area it ranks 916th of 1,224 Texas places.

How a Kennard personal loan is priced

With roughly 281 residents, Kennard is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Kennard's 281 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Kennard decides the split between a comfortable payment and the total interest you pay.