Personal loans in Louisburg, KS
The first question in Louisburg is not the rate on offer but whether the payment fits; about 5,170 people live here under Kansas lending law. By population, Louisburg sits at 63rd in Kansas, with an estimated 5,170 residents.
A 2020-to-2023 comparison shows Louisburg up by about 4.1%. Pull your credit reports and line up at least three offers before you apply from Louisburg. Borrowers who want a bigger city can look to Paola, KS about 10 miles away. State law, not city hall, decides what a lender may do to Louisburg's roughly 5,170 residents, and a state regulator supervises it.
Louisburg: population, trend and location
Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.
- Population: about 5,170, ranked 63rd of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 4.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 202 residents.
- Size percentile: with 5,170 residents, Louisburg is larger than about 90% of Kansas's Census places.
- Density: roughly 1,060 residents per square mile, spread over 4.9 sq mi of land.
- By land area: Louisburg ranks 56th among Kansas's 625 places, at 4.9 sq mi.
- Water: Louisburg holds about 0.12 square miles, the 28th-largest water area in Kansas.
- Share of Kansas: Louisburg holds about 0.2% of the state's population, some 5,170 people.
- National rank: Louisburg is the 4,734th most populous of the 19,457 Census places covered here.
- Growth in Kansas: Louisburg stands 21st by percentage change from 2020 to 2023, among 625 places.
- Versus Kansas: the state average change is -1.0%, while Louisburg moved 4.1%.
- Density rank: Louisburg is the 202nd most densely settled place in Kansas.
- Against the state median: Louisburg runs about 1,060 residents per square mile, where the Kansas median is 764.
- Location: coordinates 38.6205, -94.6771 (US Census Bureau Gazetteer).
- Nearest larger cities: Paola (10 mi); Spring Hill (12 mi); Peculiar (14 mi); Belton (16 mi); Raymore (17 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: West Line (5 mi); Cleveland (6 mi); Freeman (9 mi).
- Smaller places within 50 miles: 104 of them.
- Larger places within 100 miles: 61.
Louisburg on the map
Louisburg's land area is about 4.9 square miles; a further 0.12 square miles is water. The resulting density is about 1,060 people per square mile. Wichita, the largest place in Kansas, is about 159 miles from Louisburg. Within 50 miles of Louisburg there are 40 larger Census places. Within the same 50 miles lie 104 smaller Census places.
Borrowing reach in Louisburg
Louisburg is moderately settled, with about 1,060 people per square mile and 40 larger places within 50 miles. What is available to Louisburg's 5,170 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Paola, KS about 10 miles away.
How Louisburg compares across Kansas
Within Kansas, Louisburg holds roughly 0.2% of all residents, the 63rd-largest share among 625 places. Its 2020-to-2023 change ranks 21st of 625 Kansas places, putting it near the 97th percentile for growth. At about 1,060 people per square mile, Louisburg is the 202nd most densely settled place in Kansas. Between 2020 and 2023 the count changed by roughly 202 residents.
A practical checklist for Louisburg borrowers
Complete these steps first when you borrow in Louisburg (5,170 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Kansas regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Louisburg and the rest of Kansas is not the process but the borrower's own file, among the 5,170 people here.
How Kansas law applies in Louisburg
Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Louisburg lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Louisburg if my credit is poor?
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Does comparing loans in Louisburg cost me credit score points?
Nearby places
- West Line, MO — population 113
- Cleveland, MO — population 639
- Drexel, MO — population 943
- Freeman, MO — population 492
- Lake Annette, MO — population 109
- Paola, KS — population 5,780
- Spring Hill, KS — population 9,689
- Riverview Estates, MO — population 74