Personal loans in Freeman, MO

With roughly 492 residents, Freeman is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city. Freeman gained roughly 2.9% in population across the 2020-to-2023 comparison. Rate-shopping from Freeman costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Cleveland, MO about 6 miles away.

Freeman by the numbers

Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.

• Population: about 492, ranked 474th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 2.9% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 14 residents.
• Size percentile: roughly 49% of Missouri places rank below Freeman.
• Land and density: 0.9 square miles of land carry roughly 573 residents per square mile.
• By land area: Freeman ranks 456th among Missouri's 937 places, at 0.9 sq mi.
• Water area: Freeman has 0.02 square miles of water, ranking 184th of 937 places in Missouri.
• Share of state population: Freeman's 492 residents are about 0.0% of Missouri.
• Nationally: Freeman is the 13,234th-largest of 19,457 Census places in the dataset.
• Growth rank: Freeman ranks 186th among Missouri's 937 places for the 2020-to-2023 change.
• Versus Missouri: the state average change is +0.8%, while Freeman moved 2.9%.
• Density in Missouri: Freeman ranks 586th by people per square mile.
• Density vs Missouri: Freeman's 573 people per square mile compare with a state median of 743.
• Location: 38.6253, -94.5078 (US Census Bureau Gazetteer).
• Nearest larger cities: Cleveland (6 mi); Peculiar (8 mi); Harrisonville (9 mi); Louisburg (9 mi); Drexel (10 mi). Larger metros often have more branches, but online lenders reach Freeman on the same terms.
• Nearest smaller towns: Lake Annette (2 mi); West Line (4 mi); Riverview Estates (9 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 66 smaller Census places.
• At 100 miles: 209 larger Census places fall inside that radius.

What Missouri law requires in Freeman

This table holds the Missouri rate and licensing rules for consumer loans made to Freeman's 492 residents.

Freeman against the rest of Missouri

Against Missouri's other places, Freeman accounts for about 0.0% of the state's population and ranks 474th of 937 by size. For population change between 2020 and 2023, Freeman ranks 186th of 937 in Missouri (about the 80th percentile). By density, at about 573 people per square mile, it ranks 586th in Missouri. Within 50 miles sit 66 smaller Census places, alongside the 83 that are larger.

The geography behind Freeman

Freeman's land area is about 0.9 square miles; a further 0.02 square miles is water. Spread across it are roughly 573 residents per square mile. The largest place in Missouri, Kansas City, lies about 35 miles away. Within 50 miles of Freeman there are 83 larger Census places. By land area it ranks 456th of 937 Missouri places.

How lenders reach Freeman

With about 573 residents per square mile, Freeman is moderately settled, and 83 larger Census places sit within 50 miles. What is available to Freeman's 492 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Cleveland, MO about 6 miles away.

Inside a Freeman personal loan

A Freeman personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 492 residents. A lender serving Freeman's 492 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Freeman loan is knowable in advance — unlike a revolving card balance.