Personal loans in Los Fresnos, TX

Los Fresnos, Texas — home to about 8,362 people — is a small town, so the terms you are offered follow Texas law rather than any local rule. The trend for Los Fresnos between 2020 and 2023 is upward by roughly 2.9%. If debt is already a strain, a nonprofit credit counsellor can help Los Fresnos residents before they take on more. The closest larger place is Brownsville, TX about 6 miles away.

Los Fresnos by the numbers

Two layers matter for a Los Fresnos borrower: the local population picture and Texas's consumer-lending statutes.

• Population: an estimated 8,362 residents, 278th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.9% above the 2020 Census base.
• Absolute change: 233 residents added between 2020 and 2023.
• Size percentile: with 8,362 residents, Los Fresnos is larger than about 77% of Texas's Census places.
• Population density: about 1,904 people per square mile across 4.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Los Fresnos covers 4.4 square miles, the 408th-largest area among Texas's 1,224 places.
• Water: Los Fresnos holds about 0.19 square miles, the 167th-largest water area in Texas.
• State population share: Los Fresnos accounts for about 0.0% of everyone in Texas.
• National rank: Los Fresnos is the 3,564th most populous of the 19,457 Census places covered here.
• Growth rank: Los Fresnos ranks 584th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Los Fresnos's 2.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Los Fresnos places 191st among Texas's places by people per square mile.
• Density in context: Los Fresnos's 1,904 people per square mile sit against a Texas median of 840.
• Location: the Census Gazetteer records it at 26.0741, -97.4880.
• Nearest larger cities: Brownsville (6 mi); San Benito (10 mi); Harlingen (15 mi); Mercedes (27 mi); Weslaco (32 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Indian Lake (1 mi); Rancho Viejo (5 mi); Bayview (7 mi).
• Smaller neighbours: 20 places smaller than Los Fresnos sit within 50 miles.
• At 100 miles: 18 larger Census places fall inside that radius.

What to do before borrowing in Los Fresnos

These steps shape the offer you get in Los Fresnos, a place of about 8,362 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Los Fresnos-specific: the same Texas licensing and disclosure rules reach all 8,362 residents.

Los Fresnos on the map

Inside Los Fresnos's boundaries lie roughly 4.4 square miles of land and 0.19 square miles of water. That land carries about 1,904 people per square mile. For the state's biggest city, Houston, the distance is roughly 287 miles. Counting outward 50 miles, 13 larger communities surround Los Fresnos. Within the same 50 miles lie 20 smaller Census places.

Los Fresnos against the rest of Texas

Against Texas's other places, Los Fresnos accounts for about 0.0% of the state's population and ranks 278th of 1,224 by size. For population change between 2020 and 2023, Los Fresnos ranks 584th of 1,224 in Texas (about the 52th percentile). Its roughly 1,904 residents per square mile place it 191st among Texas's places. By land area, its 4.4 square miles rank 408th of 1,224 places in Texas.

How Texas law applies in Los Fresnos

The rows below set out what a licensed lender must follow in Texas, and so for Los Fresnos's roughly 8,362 residents.

Inside a Los Fresnos personal loan

Los Fresnos is a small town of about 8,362 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Los Fresnos loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Los Fresnos decides the split between a comfortable payment and the total interest you pay.