Personal loans in Brownsville, TX

The Brownsville data picture

Two layers matter for a Brownsville borrower: the local population picture and Texas's consumer-lending statutes.

• Population: about 190,158, ranked 18th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.8% more residents than the 2020 Census counted.
• Absolute change: 3,439 residents added between 2020 and 2023.
• Size percentile: Brownsville's 190,158 people outrank roughly 99% of the places in Texas.
• Population density: 1,426 people per square mile on 133.4 square miles of land.
• Land area: Brownsville covers 133.4 square miles, the 9th-largest area among Texas's 1,224 places.
• Water: Brownsville holds about 13.74 square miles, the 10th-largest water area in Texas.
• State population share: Brownsville accounts for about 0.9% of everyone in Texas.
• National rank: Brownsville sits 130th by population among the 19,457 places in this dataset.
• Growth rank: Brownsville ranks 658th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Brownsville's 1.8% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Brownsville places 307th among Texas's places by people per square mile.
• Density in context: Brownsville's 1,426 people per square mile sit against a Texas median of 840.
• Location: it lies at 25.9957, -97.4508 in the Census Gazetteer.
• Smaller communities close by: Los Fresnos (6 mi); Rancho Viejo (7 mi); Indian Lake (7 mi), each with its own Census population profile.
• Smaller places within 50 miles: 32 of them.
• At 100 miles: 0 larger Census places fall inside that radius.

What Texas law requires in Brownsville

This table holds the Texas rate and licensing rules for consumer loans made to Brownsville's 190,158 residents.

Where Brownsville sits in Texas

Against Texas's other places, Brownsville accounts for about 0.9% of the state's population and ranks 18th of 1,224 by size. On the 2020-to-2023 trend, Brownsville stands 658th among Texas's 1,224 places — roughly the 46th percentile. Its roughly 1,426 residents per square mile place it 307th among Texas's places. Within 50 miles sit 32 smaller Census places, alongside the 0 that are larger.

How a Brownsville personal loan is priced

Most loans made to Brownsville's 190,158 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Brownsville's rank of 18th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Brownsville decides the split between a comfortable payment and the total interest you pay.

A practical checklist for Brownsville borrowers

Complete these steps first when you borrow in Brownsville (190,158 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

In Brownsville as elsewhere in Texas, the written terms — not the advertisement — are what count for its 190,158 residents.

Land, water and location for Brownsville

Brownsville covers about 133.4 square miles of land, with 13.74 square miles of water inside its boundaries (Census Gazetteer). With 190,158 residents, the land area yields roughly 1,426 people per square mile. Houston, the largest place in Texas, is about 291 miles from Brownsville. Within 50 miles of Brownsville there are 0 larger Census places. By land area it ranks 9th of 1,224 Texas places.