Personal loans in Loreauville, LA
State law, not city hall, decides what a lender may do to Loreauville's roughly 636 residents, and a state regulator supervises it. Personal loans in Loreauville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 636 population. Loreauville is one of 302 Census places in Louisiana; its 636 residents put it at 191st. A 2020-to-2023 comparison shows Loreauville down by about 3.3%. Decide the purpose of the loan and your repayment plan before sharing any details with a Loreauville lender. The nearest larger city is New Iberia, LA about 6 miles away.
Loreauville: population, trend and location
Loreauville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 636 residents in Loreauville (Vintage 2023 subcounty estimate), the 191st-largest figure among Louisiana's 302 places.
- Population trend: Down about 3.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 22 fewer since the 2020 base.
- Size percentile: Loreauville sits ahead of around 37% of Louisiana places, at 636 people.
- Density: the Census land area of 0.4 sq mi holds about 1,465 people per square mile.
- By land area: Loreauville ranks 297th among Louisiana's 302 places, at 0.4 sq mi.
- State share: roughly 0.0% of Louisiana's residents live in Loreauville (636 people).
- National rank: Loreauville is 12,196th of 19,457 places nationwide.
- Growth in Louisiana: Loreauville stands 167th by percentage change from 2020 to 2023, among 302 places.
- Versus Louisiana: the state average change is -2.1%, while Loreauville moved 3.3%.
- Density rank: Loreauville is the 46th most densely settled place in Louisiana.
- Density vs Louisiana: Loreauville's 1,465 people per square mile compare with a state median of 534.
- Location: coordinates 30.0588, -91.7388 (US Census Bureau Gazetteer).
- Nearest larger cities: New Iberia (6 mi); St. Martinville (7 mi); Jeanerette (11 mi); Broussard (14 mi); Youngsville (16 mi). Larger metros often have more branches, but online lenders reach Loreauville on the same terms.
- Smaller places close by: Parks (12 mi); Cankton (30 mi); Grosse Tete (30 mi).
- Smaller places within 50 miles: 9 of them.
- Within 100 miles: 110 places are larger than Loreauville.
A pre-application checklist for Loreauville
For Loreauville's roughly 636 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Louisiana regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Loreauville-specific: the same Louisiana licensing and disclosure rules reach all 636 residents.
Lender access in Loreauville
With about 1,465 residents per square mile, Loreauville is moderately settled, and 47 larger Census places sit within 50 miles. What is available to Loreauville's 636 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is New Iberia, LA about 6 miles away.
The geography behind Loreauville
The Census Gazetteer records about 0.4 square miles of land within Loreauville, with no significant water area listed. Spread across it are roughly 1,465 residents per square mile. New Orleans, the largest place in Louisiana, is about 108 miles from Loreauville. Within 50 miles of Loreauville there are 47 larger Census places. Within the same 50 miles lie 9 smaller Census places.
How Louisiana law applies in Loreauville
These are Louisiana's sourced lending facts as they reach Loreauville's 636 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
What a Loreauville borrower is actually offered
In Loreauville, a small community of about 636, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Loreauville. Because the payment is fixed, the total cost of a Loreauville loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- New Iberia, LA — population 27,080
- St. Martinville, LA — population 5,255
- Jeanerette, LA — population 4,587
- Parks, LA — population 634
- Broussard, LA — population 14,543
- Youngsville, LA — population 18,002
- Henderson, LA — population 1,595
- Delcambre, LA — population 1,760