Personal loans in Delcambre, LA

With roughly 1,760 residents, Delcambre is a small community, and the lending rules its borrowers live under are written in Louisiana, not by the city. Rate-shopping from Delcambre costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Consumer lending that reaches Delcambre's 1,760 residents is governed by Louisiana statute; no city ordinance changes it. The closest larger place is Erath, LA about 3 miles away.

Delcambre: the sourced local profile

Two layers matter for a Delcambre borrower: the local population picture and Louisiana's consumer-lending statutes.

• Population: a Census-estimated 1,760, 116th among Louisiana's 302 places (Vintage 2023).
• Population trend: Lower by roughly 2.2% since the 2020 count.
• Net change: roughly 39 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 62% of the places in Louisiana, with 1,760 residents in Delcambre.
• Density: the Census land area of 1.2 sq mi holds about 1,502 people per square mile.
• Land area rank: Delcambre's 1.2 square miles rank 244th of 302 places in Louisiana.
• State population share: Delcambre accounts for about 0.1% of everyone in Louisiana.
• National rank: Delcambre is 8,095th of 19,457 places nationwide.
• Growth in Louisiana: Delcambre stands 117th by percentage change from 2020 to 2023, among 302 places.
• Against the state trend: Delcambre's 2.2% change compares with a Louisiana average of -2.1% across its 302 places.
• Density in Louisiana: Delcambre ranks 43rd by people per square mile.
• Density in context: Delcambre's 1,502 people per square mile sit against a Louisiana median of 534.
• Location: 29.9511 / -91.9917, per the US Census Bureau Gazetteer.
• Nearest larger cities: Erath (3 mi); Abbeville (8 mi); Youngsville (10 mi); New Iberia (11 mi); Broussard (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Loreauville (17 mi); Parks (21 mi); Duson (23 mi).
• Smaller places within 50 miles: 23 of them.
• Within 100 miles: 63 places are larger than Delcambre.

A pre-application checklist for Delcambre

Before you hand your details to a lender in Delcambre, where the population is near 1,760:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Louisiana licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

The process is identical across Louisiana; what changes is your credit file, not the fact that Delcambre holds 1,760 people.

Where Delcambre sits

Delcambre covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,502 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 123 miles. Delcambre has 23 larger places within a 50-mile radius. By land area it ranks 244th of 302 Louisiana places.

Inside a Delcambre personal loan

Most loans made to Delcambre's 1,760 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Delcambre lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Delcambre loan is knowable in advance — unlike a revolving card balance.

How Delcambre compares across Louisiana

Within Louisiana, Delcambre holds roughly 0.1% of all residents, the 116th-largest share among 302 places. Its 2020-to-2023 change ranks 117th of 302 Louisiana places, putting it near the 61th percentile for growth. Its roughly 1,502 residents per square mile place it 43rd among Louisiana's places. Between 2020 and 2023 the count changed by roughly 39 residents.

How Louisiana law applies in Delcambre

The rows below set out what a licensed lender must follow in Louisiana, and so for Delcambre's roughly 1,760 residents.