Personal loans in Littlefield, TX
With roughly 5,768 residents, Littlefield is a small town, and the lending rules its borrowers live under are written in Texas, not by the city. By population, Littlefield sits at 347th in Texas, with an estimated 5,768 residents.
Read the disclosure for an origination fee and any prepayment penalty before signing in Littlefield. Population in Littlefield dropped about 3.2% over the three years from 2020 to 2023. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Littlefield as from the rest of the state. The closest larger city is Levelland, TX about 23 miles away.
Littlefield by the numbers
Two layers matter for a Littlefield borrower: the local population picture and Texas's consumer-lending statutes.
- Population: about 5,768 people live here, which puts Littlefield 347th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A drop of about 3.2% from 2020 to 2023.
- Absolute change: 192 residents lost between 2020 and 2023.
- Size percentile: about 72% of Texas communities are smaller than Littlefield (5,768 residents).
- Density: the Census land area of 6.3 sq mi holds about 918 people per square mile.
- Land area rank: Littlefield's 6.3 square miles rank 318th of 1,224 places in Texas.
- State population share: Littlefield accounts for about 0.0% of everyone in Texas.
- National rank: Littlefield is the 4,458th most populous of the 19,457 Census places covered here.
- Growth rank: Littlefield's 2020-to-2023 change ranks 1,112th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Littlefield's 3.2%.
- Density rank: Littlefield places 563rd among Texas's places by people per square mile.
- Density in context: Littlefield's 918 people per square mile sit against a Texas median of 840.
- Location: the Census Gazetteer records it at 33.9192, -102.3348.
- Nearest larger cities: Levelland (23 mi); Wolfforth (34 mi); Lubbock (36 mi); Plainview (40 mi); Brownfield (52 mi). Lenders licensed in the state serve Littlefield whether or not they keep a local branch.
- Smaller places close by: Amherst (8 mi); Anton (12 mi); Sudan (15 mi).
- Within a 50-mile radius: 30 smaller Census places.
- At 100 miles: 14 larger Census places fall inside that radius.
A pre-application checklist for Littlefield
Before you apply in Littlefield, a community of about 5,768, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Texas regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Littlefield-specific: the same Texas licensing and disclosure rules reach all 5,768 residents.
What is available to Littlefield borrowers
Littlefield is moderately settled, with about 918 people per square mile and 4 larger places within 50 miles. Lenders licensed in Texas reach Littlefield's 5,768 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Levelland, TX about 23 miles away.
Littlefield against the rest of Texas
Among Texas's 1,224 places, Littlefield sits at 347th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 1,112th of 1,224 Texas places, putting it near the 9th percentile for growth. Its roughly 918 residents per square mile place it 563rd among Texas's places. Within 50 miles sit 30 smaller Census places, alongside the 4 that are larger.
Texas consumer-lending rules applied in Littlefield
The rows below set out what a licensed lender must follow in Texas, and so for Littlefield's roughly 5,768 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Where Littlefield sits
The Census Gazetteer records about 6.3 square miles of land within Littlefield, with no significant water area listed. The resulting density is about 918 people per square mile. The state's population centre of gravity, Houston, is roughly 498 miles away. Counting outward 50 miles, 4 larger communities surround Littlefield. Within the same 50 miles lie 30 smaller Census places.
Common questions
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Nearby places
- Amherst, TX — population 655
- Anton, TX — population 916
- Sudan, TX — population 933
- Springlake, TX — population 141
- Earth, TX — population 897
- Olton, TX — population 1,926
- Opdyke West, TX — population 227
- Levelland, TX — population 12,530