Personal loans in Earth, TX

The Earth data picture

Earth is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 897, ranked 833rd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 0.4% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: roughly 32% of Texas places rank below Earth.
• Density: roughly 747 residents per square mile, spread over 1.2 sq mi of land.
• Land area: Earth covers 1.2 square miles, the 939th-largest area among Texas's 1,224 places.
• State share: roughly 0.0% of Texas's residents live in Earth (897 people).
• Nationally: Earth is the 10,703rd-largest of 19,457 Census places in the dataset.
• Growth rank: Earth's 2020-to-2023 change ranks 910th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Earth's 0.4%.
• Density rank: Earth is the 681st most densely settled place in Texas.
• Density in context: Earth's 747 people per square mile sit against a Texas median of 840.
• Location: 34.2338, -102.4092 (US Census Bureau Gazetteer).
• Nearest larger cities: Sudan (13 mi); Olton (16 mi); Muleshoe (18 mi); Littlefield (22 mi); Dimmitt (22 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Springlake (6 mi); Amherst (15 mi); Hart (20 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 12 smaller Census places.
• Within 100 miles: 45 places are larger than Earth.

Which Texas laws govern a loan in Earth

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Earth lender must follow.

The anatomy of a Earth personal loan

Most loans made to Earth's 897 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Earth. Because the payment is fixed, the total cost of a Earth loan is knowable in advance — unlike a revolving card balance.

Before you apply in Earth

Complete these steps first when you borrow in Earth (897 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Earth and the rest of Texas is not the process but the borrower's own file, among the 897 people here.

Earth in state context

Set beside Texas's 1,224 places, Earth ranks 833rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Earth ranks 910th of 1,224 in Texas (about the 26th percentile). Its roughly 747 residents per square mile place it 681st among Texas's places. By land area, its 1.2 square miles rank 939th of 1,224 places in Texas.

Earth on the map

Inside Earth's boundaries lie about 1.2 square miles of land, with no significant water area recorded. The resulting density is about 747 people per square mile. Houston, the largest place in Texas, is about 513 miles from Earth. Counting outward 50 miles, 19 larger communities surround Earth. Within the same 50 miles lie 12 smaller Census places.