Personal loans in Linton, IN
When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Linton as from the rest of the state. With 5,194 residents, Linton outranks about 78% of the communities in Indiana.
The roughly 5,194 people who live in Linton borrow under Indiana rules; city hall sets no personal-loan rate. From the 2020 Census base to the 2023 estimate, the population rose by about 1.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Linton. A larger market lies at Washington, IN about 26 miles away.
Local context for Linton
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: about 5,194, ranked 123rd of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 1.1% from 2020 to 2023.
- Net change: roughly 56 more people than the 2020 Census counted.
- Size percentile: about 78% of Indiana communities are smaller than Linton (5,194 residents).
- Population density: about 1,586 people per square mile across 3.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Linton ranks 142nd among Indiana's 565 places, at 3.3 sq mi.
- State share: roughly 0.1% of Indiana's residents live in Linton (5,194 people).
- National standing: Linton ranks 4,721st of 19,457 US places.
- Growth rank: Linton's 2020-to-2023 change ranks 171st of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Linton's 1.1%.
- Density rank: Linton places 217th among Indiana's places by people per square mile.
- Density vs Indiana: Linton's 1,586 people per square mile compare with a state median of 1,375.
- Location: mapped by the US Census Bureau at 39.0355, -87.1571.
- Nearest larger cities: Washington (26 mi); Robinson (31 mi); Vincennes (31 mi); Ellettsville (32 mi); Terre Haute (32 mi). Lenders licensed in the state serve Linton whether or not they keep a local branch.
- Smaller places close by: Lyons (5 mi); Switz City (6 mi); Dugger (6 mi).
- Within a 50-mile radius: 79 smaller Census places.
- Within 100 miles: 73 places are larger than Linton.
Linton on the map
Inside Linton's boundaries lie about 3.3 square miles of land, with no significant water area recorded. With 5,194 residents, the land area yields roughly 1,586 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 177 miles. Linton has 12 larger places within a 50-mile radius. Within the same 50 miles lie 79 smaller Census places.
How a Linton personal loan is priced
With roughly 5,194 residents, Linton is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Linton's 5,194 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Linton decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Linton
These are Indiana's sourced lending facts as they reach Linton's 5,194 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Linton's place among Indiana's 565 places
Within Indiana, Linton holds roughly 0.1% of all residents, the 123rd-largest share among 565 places. For population change between 2020 and 2023, Linton ranks 171st of 565 in Indiana (about the 70th percentile). By density, at about 1,586 people per square mile, it ranks 217th in Indiana. Between 2020 and 2023 the count changed by roughly 56 residents.
The Linton borrowing checklist
These steps shape the offer you get in Linton, a place of about 5,194 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Indiana regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
None of these steps is Linton-specific: the same Indiana licensing and disclosure rules reach all 5,194 residents.
Common questions
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Nearby places
- Lyons, IN — population 633
- Switz City, IN — population 266
- Dugger, IN — population 796
- Jasonville, IN — population 2,008
- Sandborn, IN — population 362
- Elnora, IN — population 627
- Newberry, IN — population 160
- Worthington, IN — population 1,406