Personal loans in Dugger, IN
A lender that serves Dugger operates under Indiana lending statutes and a Indiana supervisor. Dugger is one of 565 Census places in Indiana; its 796 residents put it at 342nd.
Two households in Dugger with comparable incomes can still be offered different rates; the city's 796 residents are not the reason. Dugger lost roughly 0.1% of its population across the 2020-to-2023 comparison. Judge Dugger offers on total cost, not on how quickly the money arrives. The closest larger city is Linton, IN about 6 miles away.
What the Census records for Dugger
Most of what governs a Dugger loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: about 796 people live here, which puts Dugger 342nd of 565 Census places in Indiana (Vintage 2023).
- Population trend: Lower by roughly 0.1% since the 2020 count.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: about 39% of Indiana communities are smaller than Dugger (796 residents).
- Population density: about 1,358 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Dugger covers 0.6 square miles, the 366th-largest area among Indiana's 565 places.
- State population share: Dugger accounts for about 0.0% of everyone in Indiana.
- National rank: Dugger is 11,212th of 19,457 places nationwide.
- Growth rank: Dugger ranks 323rd among Indiana's 565 places for the 2020-to-2023 change.
- Versus Indiana: the state average change is +1.0%, while Dugger moved 0.1%.
- Density rank: Dugger places 286th among Indiana's places by people per square mile.
- Density vs Indiana: Dugger's 1,358 people per square mile compare with a state median of 1,375.
- Location: 39.0704, -87.2590 (Census Gazetteer coordinates).
- Nearest larger cities: Linton (6 mi); Jasonville (7 mi); Sullivan (8 mi); Shelburn (11 mi); Farmersburg (14 mi). Larger metros often have more branches, but online lenders reach Dugger on the same terms.
- Smaller communities close by: Hymera (8 mi); Carlisle (11 mi); Lyons (11 mi), each with its own Census population profile.
- Smaller neighbours: 51 places smaller than Dugger sit within 50 miles.
- Larger places within 100 miles: 227.
Land, water and location for Dugger
Dugger covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,358 people per square mile. Fort Wayne, the largest place in Indiana, is about 179 miles from Dugger. Within 50 miles of Dugger there are 43 larger Census places. Within the same 50 miles lie 51 smaller Census places.
Dugger's place among Indiana's 565 places
Dugger is the 342nd-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. For population change between 2020 and 2023, Dugger ranks 323rd of 565 in Indiana (about the 43th percentile). By density, at about 1,358 people per square mile, it ranks 286th in Indiana. By land area, its 0.6 square miles rank 366th of 565 places in Indiana.
A practical checklist for Dugger borrowers
Before you hand your details to a lender in Dugger, where the population is near 796:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Indiana licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Dugger-specific: the same Indiana licensing and disclosure rules reach all 796 residents.
Lender access in Dugger
At roughly 1,358 people per square mile, Dugger is moderately settled; 43 larger places lie within 50 miles. What is available to Dugger's 796 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Linton, IN about 6 miles away.
Which Indiana laws govern a loan in Dugger
Read the table as a lender's compliance picture for Dugger: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Dugger if my credit is poor?
What loan size can I expect in Dugger?
Do I have to pledge anything to borrow in Dugger?
Does comparing loans in Dugger cost me credit score points?
Nearby places
- Linton, IN — population 5,194
- Jasonville, IN — population 2,008
- Hymera, IN — population 659
- Sullivan, IN — population 4,223
- Shelburn, IN — population 1,117
- Carlisle, IN — population 616
- Sandborn, IN — population 362
- Lyons, IN — population 633