Personal loans in Linton, ND

The Linton data picture

Here is the sourced Census picture for Linton, plus the North Dakota lending rules that apply to a loan taken out here.

• Population: 1,045 people, a figure that places Linton 47th among the 355 Census places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.2% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 23 residents.
• Size percentile: Linton's 1,045 people outrank roughly 87% of the places in North Dakota.
• Population density: about 1,331 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Linton ranks 140th among North Dakota's 355 places, at 0.8 sq mi.
• Share of North Dakota: Linton holds about 0.2% of the state's population, some 1,045 people.
• National rank: Linton sits 10,043rd by population among the 19,457 places in this dataset.
• Growth rank: Linton's 2020-to-2023 change ranks 190th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Linton's 2.2%.
• Density in North Dakota: Linton ranks 24th by people per square mile.
• Density vs North Dakota: Linton's 1,331 people per square mile compare with a state median of 352.
• Location: 46.2687, -100.2329 (US Census Bureau Gazetteer).
• Nearest larger cities: Lincoln (41 mi); Bismarck (46 mi); Mandan (50 mi); Mobridge (51 mi); Washburn (80 mi). Larger metros often have more branches, but online lenders reach Linton on the same terms.
• Smaller places close by: Strasburg (10 mi); Hazelton (15 mi); Hague (20 mi).
• Smaller places within 50 miles: 23 of them.
• Within 100 miles: 11 places are larger than Linton.

Inside a Linton personal loan

Linton is a small community of about 1,045 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Linton lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Linton loan but raises total interest, so the smallest payment is not the cheapest loan.

A practical checklist for Linton borrowers

These steps shape the offer you get in Linton, a place of about 1,045 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Linton and the rest of North Dakota is not the process but the borrower's own file, among the 1,045 people here.

How North Dakota law applies in Linton

This table holds the North Dakota rate and licensing rules for consumer loans made to Linton's 1,045 residents.

Lender access in Linton

Linton is a moderately settled community of about 1,045 people, with 3 larger places inside a 50-mile radius. A North Dakota licence lets a lender serve Linton without a local office, so branch density does not change what its 1,045 residents are offered. For a larger market, the closest option is Lincoln, ND about 41 miles away.

Linton on the map

Inside Linton's boundaries lie about 0.8 square miles of land, with no significant water area recorded. With 1,045 residents, the land area yields roughly 1,331 people per square mile. The largest place in North Dakota, Fargo, lies about 167 miles away. A 50-mile radius around Linton takes in 3 places that are larger. By land area it ranks 140th of 355 North Dakota places.