Personal loans in Zeeland, ND
With an estimated 82 residents, Zeeland is the 243rd-largest of 355 places in North Dakota. The roughly 82 people who live in Zeeland borrow under North Dakota rules; city hall sets no personal-loan rate.
Census figures put the 2020-to-2023 decrease in Zeeland at about 2.4%. Pull your credit reports and line up at least three offers before you apply from Zeeland. For the 82 people in Zeeland, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is Herreid, SD about 15 miles away.
Zeeland by the numbers
Zeeland is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 82 people live here, which puts Zeeland 243rd of 355 Census places in North Dakota (Vintage 2023).
- Population trend: A decline of about 2.4% across the 2020-to-2023 comparison.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 32% of the places in North Dakota, with 82 residents in Zeeland.
- Population density: about 275 people per square mile (Census land area 0.3 sq mi).
- Land area: Zeeland covers 0.3 square miles, the 257th-largest area among North Dakota's 355 places.
- Share of North Dakota: Zeeland holds about 0.0% of the state's population, some 82 people.
- National rank: Zeeland is the 18,461st most populous of the 19,457 Census places covered here.
- Growth in North Dakota: Zeeland stands 210th by percentage change from 2020 to 2023, among 355 places.
- State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Zeeland's 2.4%.
- Density rank: Zeeland places 202nd among North Dakota's places by people per square mile.
- Density in context: Zeeland's 275 people per square mile sit against a North Dakota median of 352.
- Location: 45.9729, -99.8324 (US Census Bureau Gazetteer).
- Nearest larger cities: Herreid (15 mi); Eureka (17 mi); Strasburg (19 mi); Ashley (22 mi); Pollock (22 mi). Larger metros often have more branches, but online lenders reach Zeeland on the same terms.
- Smaller places close by: Artas (6 mi); Hague (9 mi); Venturia (14 mi).
- Smaller places within 50 miles: 9 of them.
- Within 100 miles: 70 places are larger than Zeeland.
Inside a Zeeland personal loan
In Zeeland, a small community of about 82, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Zeeland can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Zeeland loan is knowable in advance — unlike a revolving card balance.
Zeeland in state context
Zeeland is the 243rd-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Zeeland ranks 210th of 355 in North Dakota (about the 41th percentile). Its roughly 275 residents per square mile place it 202nd among North Dakota's places. The population moved by about 2 people between 2020 and 2023, a 2.4% shift.
North Dakota consumer-lending rules applied in Zeeland
These are North Dakota's sourced lending facts as they reach Zeeland's 82 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
Zeeland on the map
Zeeland covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 275 people per square mile. For the state's biggest city, Fargo, the distance is roughly 156 miles. Within 50 miles of Zeeland there are 20 larger Census places. By land area it ranks 257th of 355 North Dakota places.
How lenders reach Zeeland
With about 275 residents per square mile, Zeeland is lightly settled, and 20 larger Census places sit within 50 miles. What is available to Zeeland's 82 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Herreid, SD about 15 miles away.
Common questions
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Nearby places
- Artas, SD — population 8
- Hague, ND — population 65
- Herreid, SD — population 405
- Venturia, ND — population 20
- Eureka, SD — population 773
- Mound City, SD — population 65
- Strasburg, ND — population 364
- Wishek, ND — population 841