Personal loans in Linden, WI
A personal loan in Linden is priced from your credit file and income, not from the fact that the city holds 497 people. Which products a lender may offer to Linden's 497 residents follows from the Wisconsin consumer-lending framework.
An estimated 497 people make their home in Linden, a figure that ranks 479th in Wisconsin. For a community of about 497, the practical step is to compare APR across at least three lenders before committing. Population in Linden dropped about 1.2% over the three years from 2020 to 2023. For a bigger market, look to Mineral Point, WI about 6 miles away.
Linden: population, trend and location
The figures below are Linden's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 497 — Linden ranks 479th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.2% between 2020 and 2023.
- People gained or lost: about 6 fewer since the 2020 base.
- Size percentile: Linden's 497 people outrank roughly 21% of the places in Wisconsin.
- Land and density: 0.8 square miles of land carry roughly 637 residents per square mile.
- Land area: Linden covers 0.8 square miles, the 540th-largest area among Wisconsin's 605 places.
- State population share: Linden accounts for about 0.0% of everyone in Wisconsin.
- National rank: Linden is 13,194th of 19,457 places nationwide.
- Growth rank: Linden's 2020-to-2023 change ranks 419th of 605 places in Wisconsin.
- Against the state trend: Linden's 1.2% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Linden places 362nd among Wisconsin's places by people per square mile.
- Density in context: Linden's 637 people per square mile sit against a Wisconsin median of 800.
- Location: coordinates 42.9186, -90.2742 (US Census Bureau Gazetteer).
- Nearest larger cities: Mineral Point (6 mi); Dodgeville (8 mi); Livingston (8 mi); Montfort (9 mi); Highland (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Cobb (4 mi); Rewey (8 mi); Hollandale (18 mi), each with its own Census population profile.
- Smaller places within 50 miles: 50 of them.
- Larger places within 100 miles: 347.
Borrowing reach in Linden
Linden is moderately settled, with about 637 people per square mile and 83 larger places within 50 miles. What is available to Linden's 497 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Mineral Point, WI about 6 miles away.
How Linden compares across Wisconsin
Within Wisconsin, Linden holds roughly 0.0% of all residents, the 479th-largest share among 605 places. For population change between 2020 and 2023, Linden ranks 419th of 605 in Wisconsin (about the 31th percentile). At about 637 people per square mile, Linden is the 362nd most densely settled place in Wisconsin. The population moved by about 6 people between 2020 and 2023, a 1.2% shift.
Linden on the map
Linden covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 637 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 117 miles. A 50-mile radius around Linden takes in 83 places that are larger. Within the same 50 miles lie 50 smaller Census places.
A practical checklist for Linden borrowers
For Linden's roughly 497 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Linden as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 497 residents.
The state rulebook for Linden
Below are the Wisconsin rules that apply to a loan made in Linden, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Linden if my credit is poor?
What loan size can I expect in Linden?
Do I have to pledge anything to borrow in Linden?
Does comparing loans in Linden cost me credit score points?
Nearby places
- Cobb, WI — population 483
- Mineral Point, WI — population 2,563
- Rewey, WI — population 261
- Dodgeville, WI — population 5,085
- Livingston, WI — population 646
- Highland, WI — population 867
- Montfort, WI — population 715
- Belmont, WI — population 1,006