Personal loans in Dodgeville, WI
Dodgeville counts about 5,085 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. Which products a lender may offer to Dodgeville's 5,085 residents follows from the Wisconsin consumer-lending framework. Dodgeville is one of 605 Census places in Wisconsin; its 5,085 residents put it at 153rd. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Dodgeville. A 2020-to-2023 comparison shows Dodgeville up by about 2.0%. For a bigger market, look to Mount Horeb, WI about 20 miles away.
Where Dodgeville stands
Most of what governs a Dodgeville loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: 5,085 residents; Dodgeville is the 153rd-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 2.0% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 102 residents.
- Size percentile: about 75% of Wisconsin's Census places are smaller than Dodgeville.
- Population density: 1,252 people per square mile on 4.1 square miles of land.
- Land area: Dodgeville covers 4.1 square miles, the 178th-largest area among Wisconsin's 605 places.
- Within Wisconsin: about 0.1% of the state's population lives in Dodgeville.
- National rank: Dodgeville is 4,783rd of 19,457 places nationwide.
- Growth rank: Dodgeville ranks 94th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Dodgeville moved 2.0%.
- Density rank: Dodgeville is the 157th most densely settled place in Wisconsin.
- Density vs Wisconsin: Dodgeville's 1,252 people per square mile compare with a state median of 800.
- Location: 42.9660, -90.1297 (Census Gazetteer coordinates).
- Nearest larger cities: Mount Horeb (20 mi); Platteville (24 mi); Verona (30 mi); Middleton (33 mi); Monroe (35 mi). Lenders licensed in the state serve Dodgeville whether or not they keep a local branch.
- Nearest smaller towns: Ridgeway (7 mi); Mineral Point (8 mi); Linden (8 mi).
- Smaller neighbours: 109 places smaller than Dodgeville sit within 50 miles.
- Within 100 miles: 94 places are larger than Dodgeville.
The geography behind Dodgeville
Dodgeville covers about 4.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,252 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 109 miles. Dodgeville has 21 larger places within a 50-mile radius. Within the same 50 miles lie 109 smaller Census places.
The state rulebook for Dodgeville
These are Wisconsin's sourced lending facts as they reach Dodgeville's 5,085 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How a Dodgeville personal loan is priced
With roughly 5,085 residents, Dodgeville is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Dodgeville's 5,085 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dodgeville decides the split between a comfortable payment and the total interest you pay.
Where Dodgeville sits in Wisconsin
Within Wisconsin, Dodgeville holds roughly 0.1% of all residents, the 153rd-largest share among 605 places. On the 2020-to-2023 trend, Dodgeville stands 94th among Wisconsin's 605 places — roughly the 84th percentile. Its roughly 1,252 residents per square mile place it 157th among Wisconsin's places. Within 50 miles sit 109 smaller Census places, alongside the 21 that are larger.
Lender access in Dodgeville
Dodgeville is a moderately settled community of about 5,085 people, with 21 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Dodgeville's 5,085 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Mount Horeb, WI about 20 miles away.
Common questions
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Nearby places
- Mineral Point, WI — population 2,563
- Ridgeway, WI — population 663
- Linden, WI — population 497
- Cobb, WI — population 483
- Hollandale, WI — population 304
- Spring Green, WI — population 1,537
- Lone Rock, WI — population 827
- Barneveld, WI — population 1,329