Personal loans in Lexington, VA

Lexington by the numbers

What follows is Lexington's place in the Census record, alongside the Virginia rules that govern a personal loan made here.

• Population: the Census counts 7,528 residents in Lexington (Vintage 2023 subcounty estimate), the 49th-largest figure among Virginia's 227 places.
• Population trend: About 2.8% above the 2020 Census base.
• Net change: roughly 207 more people than the 2020 Census counted.
• Size percentile: Lexington's 7,528 people outrank roughly 78% of the places in Virginia.
• Population density: about 3,012 people per square mile across 2.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Lexington covers 2.5 square miles, the 105th-largest area among Virginia's 227 places.
• Water area: Lexington has 0.03 square miles of water, ranking 91st of 227 places in Virginia.
• Share of state population: Lexington's 7,528 residents are about 0.2% of Virginia.
• National rank: Lexington is 3,817th of 19,457 places nationwide.
• Growth rank: Lexington ranks 36th among Virginia's 227 places for the 2020-to-2023 change.
• State comparison: Virginia's places average -0.0% for 2020-to-2023, against Lexington's 2.8%.
• Density rank: Lexington places 16th among Virginia's places by people per square mile.
• Against the state median: Lexington runs about 3,012 residents per square mile, where the Virginia median is 823.
• Location: coordinates 37.7823, -79.4443 (US Census Bureau Gazetteer).
• Nearest larger cities: Lynchburg (30 mi); Staunton (33 mi); Waynesboro (36 mi); Vinton (43 mi); Roanoke (45 mi). Online lenders reach Lexington no matter how far the nearest branch is.
• Smaller places nearby: Buena Vista (6 mi); Glasgow (10 mi); Goshen (15 mi).
• Smaller places within 50 miles: 23 of them.
• Within 100 miles: 20 places are larger than Lexington.

Getting a loan in Lexington

With about 3,012 residents per square mile, Lexington is fairly dense, and 6 larger Census places sit within 50 miles. A Virginia licence lets a lender serve Lexington without a local office, so branch density does not change what its 7,528 residents are offered. For a larger market, the closest option is Lynchburg, VA about 30 miles away.

Where Lexington sits in Virginia

Lexington is the 49th-largest of 227 Census places in Virginia and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 36th of 227 Virginia places, putting it near the 84th percentile for growth. By density, at about 3,012 people per square mile, it ranks 16th in Virginia. Within 50 miles sit 23 smaller Census places, alongside the 6 that are larger.

The state rulebook for Lexington

Every row below records a Virginia rule, its publisher and its retrieval date — the same rules a Lexington lender must follow.

How a Lexington personal loan is priced

In Lexington, a small town of about 7,528, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Lexington's rank of 49th in Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Lexington decides the split between a comfortable payment and the total interest you pay.

Lexington: area, density and distance

Lexington covers about 2.5 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). That land carries about 3,012 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 200 miles away. A 50-mile radius around Lexington takes in 6 places that are larger. Within the same 50 miles lie 23 smaller Census places.