Personal loans in Clifton Forge, VA

For a community of about 3,388, the practical step is to compare APR across at least three lenders before committing. Clifton Forge is one of 227 Census places in Virginia; its 3,388 residents put it at 74th. A single loan can carry different costs on either side of a state line, and Clifton Forge sits on the Virginia side of that line. Population in Clifton Forge dropped about 4.5% over the three years from 2020 to 2023. A larger market lies at Covington, VA about 9 miles away.

The Clifton Forge data picture

Set out below is Clifton Forge's local context next to the state-level rules that reach every lender here.

• Population: about 3,388 people live here, which puts Clifton Forge 74th of 227 Census places in Virginia (Vintage 2023).
• Population trend: Down about 4.5% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 160 fewer since the 2020 base.
• Size percentile: roughly 67% of Virginia places rank below Clifton Forge.
• Density: the Census land area of 3.0 sq mi holds about 1,121 people per square mile.
• Land area rank: Clifton Forge's 3.0 square miles rank 95th of 227 places in Virginia.
• Water area: Clifton Forge has 0.06 square miles of water, ranking 50th of 227 places in Virginia.
• Share of state population: Clifton Forge's 3,388 residents are about 0.1% of Virginia.
• National rank: Clifton Forge sits 5,914th by population among the 19,457 places in this dataset.
• Growth rank: Clifton Forge ranks 222nd among Virginia's 227 places for the 2020-to-2023 change.
• Versus Virginia: the state average change is -0.0%, while Clifton Forge moved 4.5%.
• Density in Virginia: Clifton Forge ranks 75th by people per square mile.
• Density vs Virginia: Clifton Forge's 1,121 people per square mile compare with a state median of 823.
• Location: 37.8233, -79.8252 (US Census Bureau Gazetteer).
• Nearest larger cities: Covington (9 mi); Lexington (21 mi); Buena Vista (26 mi); Lewisburg (33 mi); Bedford (37 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Iron Gate (3 mi); Goshen (21 mi); Buchanan (22 mi).
• Within a 50-mile radius: 20 smaller Census places.
• Larger places within 100 miles: 37.

Clifton Forge on the map

Inside Clifton Forge's boundaries lie roughly 3.0 square miles of land and 0.06 square miles of water. Spread across it are roughly 1,121 residents per square mile. Virginia Beach, the largest place in Virginia, is about 221 miles from Clifton Forge. Within 50 miles of Clifton Forge there are 10 larger Census places. Within the same 50 miles lie 20 smaller Census places.

The anatomy of a Clifton Forge personal loan

Most loans made to Clifton Forge's 3,388 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Clifton Forge lender to disclose the APR and finance charge before you sign. Shortening the term on a Clifton Forge loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Getting a loan in Clifton Forge

At roughly 1,121 people per square mile, Clifton Forge is moderately settled; 10 larger places lie within 50 miles. What is available to Clifton Forge's 3,388 borrowers is set by Virginia licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Covington, VA about 9 miles away.

Clifton Forge against the rest of Virginia

Against Virginia's other places, Clifton Forge accounts for about 0.1% of the state's population and ranks 74th of 227 by size. For population change between 2020 and 2023, Clifton Forge ranks 222nd of 227 in Virginia (about the 2th percentile). Its roughly 1,121 residents per square mile place it 75th among Virginia's places. In land area, Clifton Forge ranks 95th among Virginia's 227 places.

How Virginia law applies in Clifton Forge

Read the table as a lender's compliance picture for Clifton Forge: the rule, the sourced figure, the publisher and the date.