Personal loans in Lewisburg, TN
Lewisburg, Tennessee — home to about 13,135 people — is a small town, so the terms you are offered follow Tennessee law rather than any local rule. The 2020 count to the 2023 estimate shows about 6.7% growth in Lewisburg.
The Census counts 13,135 people in Lewisburg, the 49th-largest figure among Tennessee's 344 places. Read the disclosure for an origination fee and any prepayment penalty before signing in Lewisburg. Which products a lender may offer to Lewisburg's 13,135 residents follows from the Tennessee consumer-lending framework. The closest larger city is Columbia, TN about 19 miles away.
The Lewisburg data picture
Most of what governs a Lewisburg loan is written in Tennessee law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 13,135 residents in Lewisburg (Vintage 2023 subcounty estimate), the 49th-largest figure among Tennessee's 344 places.
- Population trend: About 6.7% above the 2020 Census base.
- Absolute change: 829 residents added between 2020 and 2023.
- Size percentile: roughly 86% of Tennessee's places have fewer residents than Lewisburg's 13,135.
- Population density: about 921 people per square mile (Census land area 14.3 sq mi).
- By land area: Lewisburg ranks 54th among Tennessee's 344 places, at 14.3 sq mi.
- Share of Tennessee: Lewisburg holds about 0.4% of the state's population, some 13,135 people.
- Nationally: Lewisburg is the 2,600th-largest of 19,457 Census places in the dataset.
- Growth rank: Lewisburg's 2020-to-2023 change ranks 44th of 344 places in Tennessee.
- Against the state trend: Lewisburg's 6.7% change compares with a Tennessee average of +2.4% across its 344 places.
- Density in Tennessee: Lewisburg ranks 76th by people per square mile.
- Density in context: Lewisburg's 921 people per square mile sit against a Tennessee median of 553.
- Location: 35.4516, -86.7907 (Census Gazetteer coordinates).
- Nearest larger cities: Columbia (19 mi); Shelbyville (19 mi); Spring Hill (22 mi); Franklin (32 mi); Tullahoma (33 mi). Lenders licensed in the state serve Lewisburg whether or not they keep a local branch.
- Smaller places nearby: Cornersville (7 mi); Petersburg (13 mi); Lynnville (13 mi).
- Within a 50-mile radius: 40 smaller Census places.
- Larger places within 100 miles: 37.
The state rulebook for Lewisburg
Below are the Tennessee rules that apply to a loan made in Lewisburg, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
The Lewisburg borrowing checklist
Before you hand your details to a lender in Lewisburg, where the population is near 13,135:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Tennessee licence with the regulator named above before committing.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Lewisburg-specific: the same Tennessee licensing and disclosure rules reach all 13,135 residents.
Where Lewisburg sits
Lewisburg covers about 14.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 921 residents per square mile. The largest place in Tennessee, Memphis, lies about 181 miles away. Lewisburg has 12 larger places within a 50-mile radius. By land area it ranks 54th of 344 Tennessee places.
Borrowing reach in Lewisburg
With about 921 residents per square mile, Lewisburg is moderately settled, and 12 larger Census places sit within 50 miles. A Tennessee licence lets a lender serve Lewisburg without a local office, so branch density does not change what its 13,135 residents are offered. The nearest bigger place is Columbia, TN about 19 miles away.
Where Lewisburg sits in Tennessee
Set beside Tennessee's 344 places, Lewisburg ranks 49th by population and holds about 0.4% of the state total. On the 2020-to-2023 trend, Lewisburg stands 44th among Tennessee's 344 places — roughly the 87th percentile. At about 921 people per square mile, Lewisburg is the 76th most densely settled place in Tennessee. Within 50 miles sit 40 smaller Census places, alongside the 12 that are larger.
Common questions
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Does comparing loans in Lewisburg cost me credit score points?
Nearby places
- Cornersville, TN — population 1,323
- Chapel Hill, TN — population 1,854
- Petersburg, TN — population 549
- Lynnville, TN — population 312
- Columbia, TN — population 47,445
- Spring Hill, TN — population 57,637
- Eagleville, TN — population 942
- Shelbyville, TN — population 25,132