Personal loans in Eagleville, TN

Eagleville counts about 942 people, and what is genuinely local about borrowing here is limited — Tennessee law does the governing. Eagleville is home to roughly 942 people and stands 238th by size out of 344 Census places in Tennessee.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Eagleville added about 15.9% to its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Eagleville's 942 residents is governed by Tennessee statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Eagleville loan. The closest larger place is Chapel Hill, TN about 8 miles away.

Where Eagleville stands

Only a few things actually differ by place — population, area, location, and the Tennessee rules a lender must follow — and they are below.

Which Tennessee laws govern a loan in Eagleville

When Tennessee does not publish a figure, the row links to the source instead of inventing a number; Eagleville is bound by the same rules.

RuleDetailSource
State lending regulatorTennessee Department of Financial Institutions (TDFI)
Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies
Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026)
Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum
Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Payday lending statusLicensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103)
Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license
Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16

Getting a loan in Eagleville

At roughly 296 people per square mile, Eagleville is lightly settled; 51 larger places lie within 50 miles. Distance to a branch rarely matters for Eagleville's 942 residents: the application is online and the price follows your credit file. The nearest bigger place is Chapel Hill, TN about 8 miles away.

Eagleville: area, density and distance

The Census Gazetteer records about 3.2 square miles of land within Eagleville, with no significant water area listed. With 942 residents, the land area yields roughly 296 people per square mile. The state's population centre of gravity, Memphis, is roughly 192 miles away. Eagleville has 51 larger places within a 50-mile radius. The 100-mile radius contains 162 larger places.

How a Eagleville personal loan is priced

In Eagleville, a small community of about 942, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Eagleville's 942 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Eagleville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Eagleville's place among Tennessee's 344 places

Against Tennessee's other places, Eagleville accounts for about 0.0% of the state's population and ranks 238th of 344 by size. On the 2020-to-2023 trend, Eagleville stands 8th among Tennessee's 344 places — roughly the 98th percentile. At about 296 people per square mile, Eagleville is the 262nd most densely settled place in Tennessee. By land area, its 3.2 square miles rank 213th of 344 places in Tennessee.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Eagleville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Eagleville is the same as anywhere in Tennessee.
What loan size can I expect in Eagleville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Eagleville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Eagleville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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