Personal loans in Lead Hill, AR

Lenders active in Lead Hill report to a Arkansas supervisor, identified in the sourced rows below. The roughly 284 people who live in Lead Hill borrow under Arkansas rules; city hall sets no personal-loan rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Lead Hill is one of 500 Census places in Arkansas; its 284 residents put it at 334th. Population in Lead Hill climbed about 2.5% over the three years from 2020 to 2023. Compare APR, not the interest rate, because the APR folds in most fees on a Lead Hill loan. The closest larger city is Diamond City, AR about 3 miles away.

Lead Hill: the sourced local profile

Here is the sourced Census picture for Lead Hill, plus the Arkansas lending rules that apply to a loan taken out here.

How a Lead Hill personal loan is priced

With roughly 284 residents, Lead Hill is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Lead Hill can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lead Hill loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Lead Hill

Lead Hill is lightly settled, with about 491 people per square mile and 47 larger places within 50 miles. What is available to Lead Hill's 284 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Diamond City, AR about 3 miles away.

What Arkansas law requires in Lead Hill

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Lead Hill lender must follow.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16

Where Lead Hill sits

The Census Gazetteer records 0.6 square miles of land and 0.09 square miles of water within Lead Hill. With 284 residents, the land area yields roughly 491 people per square mile. The state's population centre of gravity, Little Rock, is roughly 121 miles away. Lead Hill has 47 larger places within a 50-mile radius. By land area it ranks 404th of 500 Arkansas places.

Lead Hill's place among Arkansas's 500 places

Against Arkansas's other places, Lead Hill accounts for about 0.0% of the state's population and ranks 334th of 500 by size. Its 2020-to-2023 change ranks 109th of 500 Arkansas places, putting it near the 78th percentile for growth. By density, at about 491 people per square mile, it ranks 193rd in Arkansas. Between 2020 and 2023 the count changed by roughly 7 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lead Hill if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lead Hill is the same as anywhere in Arkansas.
What loan size can I expect in Lead Hill?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lead Hill?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lead Hill cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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