Personal loans in Laredo, TX

If debt is already a strain, a nonprofit credit counsellor can help Laredo residents before they take on more. Population in Laredo climbed about 0.9% over the three years from 2020 to 2023. Which products a lender may offer to Laredo's 257,602 residents follows from the Texas consumer-lending framework. There is no bigger city within 120 miles of Laredo.

Laredo by the numbers

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

• Population: 257,602 — Laredo ranks 11th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Up about 0.9% from the 2020 Census base to the 2023 estimate.
• Absolute change: 2,394 residents added between 2020 and 2023.
• Size percentile: bigger than about 99% of the places in Texas, with 257,602 residents in Laredo.
• Land and density: 109.1 square miles of land carry roughly 2,361 residents per square mile.
• Land area rank: Laredo's 109.1 square miles rank 10th of 1,224 places in Texas.
• Water area: Laredo has 1.45 square miles of water, ranking 52nd of 1,224 places in Texas.
• Within Texas: about 1.2% of the state's population lives in Laredo.
• National rank: Laredo sits 84th by population among the 19,457 places in this dataset.
• Growth rank: Laredo's 2020-to-2023 change ranks 760th of 1,224 places in Texas.
• Against the state trend: Laredo's 0.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Laredo places 129th among Texas's places by people per square mile.
• Density in context: Laredo's 2,361 people per square mile sit against a Texas median of 840.
• Location: mapped by the US Census Bureau at 27.5604, -99.4892.
• Smaller communities close by: Rio Bravo (14 mi); El Cenizo (16 mi); Encinal (34 mi), each with its own Census population profile.
• Smaller neighbours: 3 places smaller than Laredo sit within 50 miles.
• At 100 miles: 0 larger Census places fall inside that radius.

What a Laredo borrower is actually offered

In Laredo, a major metropolitan city of about 257,602, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Laredo lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Laredo loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Laredo

Laredo is fairly dense, with about 2,361 people per square mile and 0 larger places within 50 miles. Whether Laredo has a local branch or not, a Texas-licensed lender can serve its 257,602 people online on the same terms.

The Texas lending rules that reach Laredo

When Texas does not publish a figure, the row links to the source instead of inventing a number; Laredo is bound by the same rules.

Laredo on the map

Laredo covers about 109.1 square miles of land, with 1.45 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,361 people per square mile. For the state's biggest city, Houston, the distance is roughly 292 miles. A 50-mile radius around Laredo takes in 0 places that are larger. The 100-mile radius contains 0 larger places.

Where Laredo sits in Texas

Set beside Texas's 1,224 places, Laredo ranks 11th by population and holds about 1.2% of the state total. Its 2020-to-2023 change ranks 760th of 1,224 Texas places, putting it near the 38th percentile for growth. Its roughly 2,361 residents per square mile place it 129th among Texas's places. In land area, Laredo ranks 10th among Texas's 1,224 places.