Personal loans in Asherton, TX

A 2020-to-2023 comparison shows Asherton down by about 4.2%. Roughly 690 residents live in Asherton, the 908th-largest community in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Asherton is priced from your credit file and income, not from the fact that the city holds 690 people. Read the disclosure for an origination fee and any prepayment penalty before signing in Asherton. Lenders active in Asherton report to a Texas supervisor, identified in the sourced rows below. The next larger city is Carrizo Springs, TX about 8 miles away.

Asherton by the numbers

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

The Texas lending rules that reach Asherton

This table holds the Texas rate and licensing rules for consumer loans made to Asherton's 690 residents.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

Before you apply in Asherton

Before you hand your details to a lender in Asherton, where the population is near 690:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Check the Texas regulator's records to confirm the lender is licensed here.
  5. Make sure the new payment leaves room in a budget you already keep.
  6. Weigh a shorter term's higher payment against the interest it saves.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Asherton-specific: the same Texas licensing and disclosure rules reach all 690 residents.

Land, water and location for Asherton

Asherton covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 845 people per square mile. The largest place in Texas, Houston, lies about 280 miles away. Counting outward 50 miles, 5 larger communities surround Asherton. Within the same 50 miles lie 2 smaller Census places.

Asherton against the rest of Texas

Set beside Texas's 1,224 places, Asherton ranks 908th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Asherton stands 1,163rd among Texas's 1,224 places — roughly the 5th percentile. By density, at about 845 people per square mile, it ranks 610th in Texas. Between 2020 and 2023 the count changed by roughly 30 residents.

How a Asherton personal loan is priced

Most loans made to Asherton's 690 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Asherton's rank of 908th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Asherton loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Asherton if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Asherton is the same as anywhere in Texas.
What loan size can I expect in Asherton?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Asherton?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Asherton cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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