Personal loans in Uvalde, TX

About 15,436 people live in Uvalde, placing it 189th of 1,224 Census places in Texas. To lend to Uvalde's 15,436 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. Uvalde gained roughly 1.4% in population across the 2020-to-2023 comparison. The closest larger city is Eagle Pass, TX about 55 miles away.

Uvalde: population, trend and location

The figures below are Uvalde's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 15,436 — Uvalde ranks 189th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: About 1.4% above the 2020 Census base.
• Net change: roughly 216 more people than the 2020 Census counted.
• Size percentile: roughly 85% of Texas's places have fewer residents than Uvalde's 15,436.
• Land and density: 7.7 square miles of land carry roughly 2,008 residents per square mile.
• Land area: Uvalde covers 7.7 square miles, the 269th-largest area among Texas's 1,224 places.
• State population share: Uvalde accounts for about 0.1% of everyone in Texas.
• National rank: Uvalde sits 2,317th by population among the 19,457 places in this dataset.
• Growth rank: Uvalde ranks 706th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Uvalde moved 1.4%.
• Density in Texas: Uvalde ranks 173rd by people per square mile.
• Density in context: Uvalde's 2,008 people per square mile sit against a Texas median of 840.
• Location: latitude 29.2152, longitude -99.7772 (Census Gazetteer).
• Nearest larger cities: Eagle Pass (55 mi); Del Rio (67 mi); Kerrville (69 mi); Boerne (74 mi); San Antonio (77 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Sabinal (20 mi); Camp Wood (34 mi); Leakey (35 mi).
• Smaller neighbours: 10 places smaller than Uvalde sit within 50 miles.
• At 100 miles: 10 larger Census places fall inside that radius.

How a Uvalde personal loan is priced

A Uvalde personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 15,436 residents. A lender serving Uvalde's 15,436 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Uvalde loan but raises total interest, so the smallest payment is not the cheapest loan.

The Texas lending rules that reach Uvalde

Below are the Texas rules that apply to a loan made in Uvalde, each with the regulator that issued it.

Uvalde's place among Texas's 1,224 places

Uvalde is the 189th-largest of 1,224 Census places in Texas and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 706th of 1,224 Texas places, putting it near the 42th percentile for growth. At about 2,008 people per square mile, Uvalde is the 173rd most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 216 residents.

A pre-application checklist for Uvalde

These steps shape the offer you get in Uvalde, a place of about 15,436 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

The process is identical across Texas; what changes is your credit file, not the fact that Uvalde holds 15,436 people.

Borrowing reach in Uvalde

Uvalde is a fairly dense community of about 15,436 people, with 0 larger places inside a 50-mile radius. A Texas licence lets a lender serve Uvalde without a local office, so branch density does not change what its 15,436 residents are offered. The nearest bigger place is Eagle Pass, TX about 55 miles away.