Personal loans in Laramie, WY

The Laramie data picture

Only a few things actually differ by place — population, area, location, and the Wyoming rules a lender must follow — and they are below.

• Population: an estimated 32,152 residents, 4th of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.4% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 747 residents.
• Size percentile: roughly 96% of Wyoming's places have fewer residents than Laramie's 32,152.
• Population density: about 1,738 people per square mile (Census land area 18.5 sq mi).
• Land area rank: Laramie's 18.5 square miles rank 5th of 99 places in Wyoming.
• Water area rank: Laramie ranks 19th among Wyoming's 99 places, with 0.02 sq mi.
• Within Wyoming: about 8.0% of the state's population lives in Laramie.
• National rank: Laramie is the 1,238th most populous of the 19,457 Census places covered here.
• Growth rank: Laramie ranks 30th among Wyoming's 99 places for the 2020-to-2023 change.
• State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Laramie's 2.4%.
• Density rank: Laramie is the 5th most densely settled place in Wyoming.
• Density in context: Laramie's 1,738 people per square mile sit against a Wyoming median of 699.
• Location: 41.3060, -105.6086 (US Census Bureau Gazetteer).
• Nearest larger cities: Cheyenne (44 mi); Fort Collins (60 mi); Windsor (68 mi); Loveland (68 mi); Greeley (75 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Rock River (35 mi); Elk Mountain (49 mi); Chugwater (51 mi).
• Within a 50-mile radius: 2 smaller Census places.
• Larger places within 100 miles: 9.

What a Laramie borrower is actually offered

Most loans made to Laramie's 32,152 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Laramie loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Laramie decides the split between a comfortable payment and the total interest you pay.

Laramie's place among Wyoming's 99 places

Against Wyoming's other places, Laramie accounts for about 8.0% of the state's population and ranks 4th of 99 by size. Its 2020-to-2023 change ranks 30th of 99 Wyoming places, putting it near the 70th percentile for growth. By density, at about 1,738 people per square mile, it ranks 5th in Wyoming. The population moved by about 747 people between 2020 and 2023, a 2.4% shift.

Getting a loan in Laramie

Laramie is moderately settled, with about 1,738 people per square mile and 1 larger places within 50 miles. A Wyoming licence lets a lender serve Laramie without a local office, so branch density does not change what its 32,152 residents are offered. The nearest larger city, Cheyenne, WY about 44 miles away.

How Wyoming law applies in Laramie

For the roughly 32,152 residents of Laramie, the rules below are Wyoming's own; each row carries its publisher and retrieval date.

The geography behind Laramie

The Census Gazetteer records 18.5 square miles of land and 0.02 square miles of water within Laramie. With 32,152 residents, the land area yields roughly 1,738 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 44 miles. Within 50 miles of Laramie there are 1 larger Census places. Within the same 50 miles lie 2 smaller Census places.