Personal loans in Lafayette, IN

Lafayette: population, trend and location

Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.

• Population: about 71,216 people live here, which puts Lafayette 9th of 565 Census places in Indiana (Vintage 2023).
• Population trend: A gain of roughly 0.6% between 2020 and 2023.
• Absolute change: 424 residents added between 2020 and 2023.
• Size percentile: with 71,216 residents, Lafayette is larger than about 98% of Indiana's Census places.
• Population density: about 2,345 people per square mile across 30.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Lafayette ranks 16th among Indiana's 565 places, at 30.4 sq mi.
• Water area rank: Lafayette ranks 64th among Indiana's 565 places, with 0.13 sq mi.
• Share of state population: Lafayette's 71,216 residents are about 1.9% of Indiana.
• National rank: Lafayette sits 523rd by population among the 19,457 places in this dataset.
• Growth in Indiana: Lafayette stands 225th by percentage change from 2020 to 2023, among 565 places.
• State comparison: Indiana's places average +1.0% for 2020-to-2023, against Lafayette's 0.6%.
• Density rank: Lafayette places 46th among Indiana's places by people per square mile.
• Density vs Indiana: Lafayette's 2,345 people per square mile compare with a state median of 1,375.
• Location: latitude 40.3994, longitude -86.8628 (Census Gazetteer).
• Nearest larger cities: Carmel (48 mi); Noblesville (52 mi); Fishers (56 mi); Champaign (77 mi); Bloomington (87 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: West Lafayette (4 mi); Dayton (5 mi); Shadeland (7 mi).
• Smaller places within 50 miles: 120 of them.
• Larger places within 100 miles: 7.

How Indiana law applies in Lafayette

Read the table as a lender's compliance picture for Lafayette: the rule, the sourced figure, the publisher and the date.

What a Lafayette borrower is actually offered

In Lafayette, a mid-sized city of about 71,216, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Lafayette's 71,216 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Lafayette loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Lafayette

Lafayette is a fairly dense community of about 71,216 people, with 1 larger places inside a 50-mile radius. Lenders licensed in Indiana reach Lafayette's 71,216 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Carmel, IN about 48 miles away.

Where Lafayette sits in Indiana

Within Indiana, Lafayette holds roughly 1.9% of all residents, the 9th-largest share among 565 places. For population change between 2020 and 2023, Lafayette ranks 225th of 565 in Indiana (about the 60th percentile). By density, at about 2,345 people per square mile, it ranks 46th in Indiana. The population moved by about 424 people between 2020 and 2023, a 0.6% shift.

What to do before borrowing in Lafayette

Before you hand your details to a lender in Lafayette, where the population is near 71,216:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Indiana regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Lafayette-specific: the same Indiana licensing and disclosure rules reach all 71,216 residents.