Personal loans in Dayton, IN

Local context for Dayton

Two layers matter for a Dayton borrower: the local population picture and Indiana's consumer-lending statutes.

• Population: 1,358 — Dayton ranks 261st of 565 communities in Indiana (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 2.2% across the 2020-to-2023 comparison.
• Absolute change: 29 residents added between 2020 and 2023.
• Size percentile: about 54% of Indiana's Census places are smaller than Dayton.
• Land and density: 1.1 square miles of land carry roughly 1,182 residents per square mile.
• By land area: Dayton ranks 259th among Indiana's 565 places, at 1.1 sq mi.
• State share: roughly 0.0% of Indiana's residents live in Dayton (1,358 people).
• National rank: Dayton is 9,074th of 19,457 places nationwide.
• Growth rank: Dayton ranks 92nd among Indiana's 565 places for the 2020-to-2023 change.
• Against the state trend: Dayton's 2.2% change compares with a Indiana average of +1.0% across its 565 places.
• Density rank: Dayton is the 347th most densely settled place in Indiana.
• Density vs Indiana: Dayton's 1,182 people per square mile compare with a state median of 1,375.
• Location: latitude 40.3752, longitude -86.7740 (Census Gazetteer).
• Nearest larger cities: Lafayette (5 mi); West Lafayette (9 mi); Rossville (10 mi); Battle Ground (10 mi); Shadeland (10 mi). Living near a larger metro rarely changes what is available in Dayton.
• Smaller places close by: Mulberry (6 mi); Clarks Hill (9 mi); Colfax (14 mi).
• Within a 50-mile radius: 84 smaller Census places.
• Larger places within 100 miles: 261.

Where Dayton sits

The Census Gazetteer records about 1.1 square miles of land within Dayton, with no significant water area listed. That land carries about 1,182 people per square mile. The largest place in Indiana, Fort Wayne, lies about 99 miles away. Dayton has 48 larger places within a 50-mile radius. Within the same 50 miles lie 84 smaller Census places.

The Indiana lending rules that reach Dayton

When Indiana does not publish a figure, the row links to the source instead of inventing a number; Dayton is bound by the same rules.

Borrowing reach in Dayton

With about 1,182 residents per square mile, Dayton is moderately settled, and 48 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dayton's 1,358 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Lafayette, IN about 5 miles away.

The anatomy of a Dayton personal loan

Most loans made to Dayton's 1,358 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Dayton lender to disclose the APR and finance charge before you sign. Shortening the term on a Dayton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Dayton sits in Indiana

Set beside Indiana's 565 places, Dayton ranks 261st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 92nd of 565 Indiana places, putting it near the 84th percentile for growth. At about 1,182 people per square mile, Dayton is the 347th most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 29 residents.