Personal loans in Ladd, IL

From the 2020 Census base to the 2023 estimate, the population rose by about 10.9%. Use the calculator on this page to price an amount and term before you commit in Ladd. The closest larger city is Peru, IL about 4 miles away. A single loan can carry different costs on either side of a state line, and Ladd sits on the Illinois side of that line.

Ladd: the sourced local profile

What follows is Ladd's place in the Census record, alongside the Illinois rules that govern a personal loan made here.

• Population: 1,400 residents; Ladd is the 558th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 10.9%.
• Change in people: the 2020-to-2023 comparison is a gain of about 138 residents.
• Size percentile: with 1,400 residents, Ladd is larger than about 57% of Illinois's Census places.
• Density: roughly 1,159 residents per square mile, spread over 1.2 sq mi of land.
• By land area: Ladd ranks 645th among Illinois's 1,294 places, at 1.2 sq mi.
• State population share: Ladd accounts for about 0.0% of everyone in Illinois.
• National rank: Ladd is 8,957th of 19,457 places nationwide.
• Growth in Illinois: Ladd stands 7th by percentage change from 2020 to 2023, among 1,294 places.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Ladd's 10.9%.
• Density rank: Ladd is the 558th most densely settled place in Illinois.
• Density vs Illinois: Ladd's 1,159 people per square mile compare with a state median of 993.
• Location: 41.3810, -89.2148 (US Census Bureau Gazetteer).
• Nearest larger cities: Peru (4 mi); Spring Valley (4 mi); De Pue (6 mi); LaSalle (7 mi); Oglesby (10 mi). Larger metros often have more branches, but online lenders reach Ladd on the same terms.
• Nearest smaller towns: Dalzell (3 mi); Seatonville (3 mi); Cherry (3 mi) — useful context for the surrounding area.
• Smaller neighbours: 94 places smaller than Ladd sit within 50 miles.
• At 100 miles: 442 larger Census places fall inside that radius.

Lender access in Ladd

With about 1,159 residents per square mile, Ladd is moderately settled, and 59 larger Census places sit within 50 miles. Whether Ladd has a local branch or not, a Illinois-licensed lender can serve its 1,400 people online on the same terms. The nearest bigger place is Peru, IL about 4 miles away.

How personal loans work in Ladd

With roughly 1,400 residents, Ladd is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Ladd's rank of 558th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Ladd loan is knowable in advance — unlike a revolving card balance.

How Ladd compares across Illinois

Set beside Illinois's 1,294 places, Ladd ranks 558th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Ladd stands 7th among Illinois's 1,294 places — roughly the 99th percentile. Its roughly 1,159 residents per square mile place it 558th among Illinois's places. Between 2020 and 2023 the count changed by roughly 138 residents.

What Illinois law requires in Ladd

Read the table as a lender's compliance picture for Ladd: the rule, the sourced figure, the publisher and the date.

Ladd on the map

Inside Ladd's boundaries lie about 1.2 square miles of land, with no significant water area recorded. Spread across it are roughly 1,159 residents per square mile. The largest place in Illinois, Chicago, lies about 85 miles away. Within 50 miles of Ladd there are 59 larger Census places. By land area it ranks 645th of 1,294 Illinois places.