Personal loans in De Pue, IL
De Pue is a small community in Illinois, with an estimated 1,588 residents, and every licensed lender here follows the same state rulebook. De Pue is one of 1,294 Census places in Illinois; its 1,588 residents put it at 524th.
De Pue lost roughly 2.6% of its population across the 2020-to-2023 comparison. Judge De Pue offers on total cost, not on how quickly the money arrives. The nearest larger metro is Spring Valley, IL about 6 miles away. State law, not city hall, decides what a lender may do to De Pue's roughly 1,588 residents, and a state regulator supervises it.
De Pue: population, trend and location
Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.
- Population: 1,588 — De Pue ranks 524th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.6% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 42 fewer people than the 2020 Census counted.
- Size percentile: De Pue sits ahead of around 60% of Illinois places, at 1,588 people.
- Population density: 649 people per square mile on 2.4 square miles of land.
- By land area: De Pue ranks 427th among Illinois's 1,294 places, at 2.4 sq mi.
- Water area rank: De Pue ranks 206th among Illinois's 1,294 places, with 0.11 sq mi.
- Share of state population: De Pue's 1,588 residents are about 0.0% of Illinois.
- National rank: De Pue sits 8,495th by population among the 19,457 places in this dataset.
- Growth rank: De Pue's 2020-to-2023 change ranks 826th of 1,294 places in Illinois.
- Against the state trend: De Pue's 2.6% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density in Illinois: De Pue ranks 903rd by people per square mile.
- Against the state median: De Pue runs about 649 residents per square mile, where the Illinois median is 993.
- Location: 41.3296 / -89.3037, per the US Census Bureau Gazetteer.
- Nearest larger cities: Spring Valley (6 mi); Peru (9 mi); Princeton (9 mi); LaSalle (11 mi); Oglesby (12 mi). Online lenders reach De Pue no matter how far the nearest branch is.
- Smaller places nearby: Hollowayville (2 mi); Seatonville (3 mi); Bureau Junction (4 mi).
- Smaller neighbours: 103 places smaller than De Pue sit within 50 miles.
- Within 100 miles: 412 places are larger than De Pue.
Borrowing reach in De Pue
At roughly 649 people per square mile, De Pue is moderately settled; 48 larger places lie within 50 miles. What is available to De Pue's 1,588 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Spring Valley, IL about 6 miles away.
De Pue on the map
De Pue's land area is about 2.4 square miles; a further 0.11 square miles is water. With 1,588 residents, the land area yields roughly 649 people per square mile. The largest place in Illinois, Chicago, lies about 91 miles away. Counting outward 50 miles, 48 larger communities surround De Pue. By land area it ranks 427th of 1,294 Illinois places.
Where De Pue sits in Illinois
De Pue is the 524th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. For population change between 2020 and 2023, De Pue ranks 826th of 1,294 in Illinois (about the 36th percentile). By density, at about 649 people per square mile, it ranks 903rd in Illinois. By land area, its 2.4 square miles rank 427th of 1,294 places in Illinois.
The De Pue borrowing checklist
Complete these steps first when you borrow in De Pue (1,588 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Illinois regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Illinois; what changes is your credit file, not the fact that De Pue holds 1,588 people.
Which Illinois laws govern a loan in De Pue
For the roughly 1,588 residents of De Pue, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Hollowayville, IL — population 38
- Seatonville, IL — population 318
- Bureau Junction, IL — population 282
- Hennepin, IL — population 741
- Mark, IL — population 504
- Granville, IL — population 1,319
- Ladd, IL — population 1,400
- Malden, IL — population 311