Personal loans in Laconia, IN

State law, not city hall, decides what a lender may do to Laconia's roughly 71 residents, and a state regulator supervises it. Laconia is home to roughly 71 people and stands 556th by size out of 565 Census places in Indiana. Rate-shopping from Laconia costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Census figures put the 2020-to-2023 increase in Laconia at about 1.4%. For a bigger market, look to Brandenburg, KY about 6 miles away.

Local context for Laconia

The figures below are Laconia's own — Census population, land area and coordinates — followed by the Indiana rules.

• Population: about 71 people live here, which puts Laconia 556th of 565 Census places in Indiana (Vintage 2023).
• Population trend: Up about 1.4% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: about 2% of Indiana communities are smaller than Laconia (71 residents).
• Land and density: 0.1 square miles of land carry roughly 1,392 residents per square mile.
• Land area: Laconia covers 0.1 square miles, the 562nd-largest area among Indiana's 565 places.
• Share of state population: Laconia's 71 residents are about 0.0% of Indiana.
• National rank: Laconia is the 18,635th most populous of the 19,457 Census places covered here.
• Growth rank: Laconia's 2020-to-2023 change ranks 139th of 565 places in Indiana.
• Against the state trend: Laconia's 1.4% change compares with a Indiana average of +1.0% across its 565 places.
• Density rank: Laconia places 275th among Indiana's places by people per square mile.
• Density vs Indiana: Laconia's 1,392 people per square mile compare with a state median of 1,375.
• Location: the Census Gazetteer records it at 38.0318, -86.0855.
• Nearest larger cities: Brandenburg (6 mi); West Point (8 mi); Muldraugh (8 mi); Ekron (9 mi); Elizabeth (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Mauckport (6 mi); New Amsterdam (11 mi); Alton (19 mi).
• Within a 50-mile radius: 3 smaller Census places.
• Larger places within 100 miles: 395.

The Indiana lending rules that reach Laconia

Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Laconia lender must follow.

How a Laconia personal loan is priced

In Laconia, a small community of about 71, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Laconia lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Laconia loan but raises total interest, so the smallest payment is not the cheapest loan.

Laconia against the rest of Indiana

Laconia is the 556th-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. For population change between 2020 and 2023, Laconia ranks 139th of 565 in Indiana (about the 75th percentile). Its roughly 1,392 residents per square mile place it 275th among Indiana's places. The population moved by about 1 people between 2020 and 2023, a 1.4% shift.

How lenders reach Laconia

Laconia is moderately settled, with about 1,392 people per square mile and 164 larger places within 50 miles. Distance to a branch rarely matters for Laconia's 71 residents: the application is online and the price follows your credit file. The nearest larger city, Brandenburg, KY about 6 miles away.

Land, water and location for Laconia

Inside Laconia's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 1,392 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 217 miles away. A 50-mile radius around Laconia takes in 164 places that are larger. The 100-mile radius contains 395 larger places.