Personal loans in Elizabeth, IN
State law, not city hall, decides what a lender may do to Elizabeth's roughly 202 residents, and a state regulator supervises it.
The first question in Elizabeth is not the rate on offer but whether the payment fits; about 202 people live here under Indiana lending law. Elizabeth is home to roughly 202 people and stands 506th by size out of 565 Census places in Indiana. Elizabeth added about 0.5% to its population between the 2020 base and the 2023 estimate. Verify the lender's Indiana licence against the regulator named below before borrowing in Elizabeth. The closest larger place is Lanesville, IN about 8 miles away.
What the Census records for Elizabeth
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: about 202 people live here, which puts Elizabeth 506th of 565 Census places in Indiana (Vintage 2023).
- Population trend: Roughly 0.5% more residents than the 2020 Census counted.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: Elizabeth's 202 people outrank roughly 10% of the places in Indiana.
- Population density: about 774 people per square mile (Census land area 0.3 sq mi).
- By land area: Elizabeth ranks 475th among Indiana's 565 places, at 0.3 sq mi.
- Within Indiana: about 0.0% of the state's population lives in Elizabeth.
- National rank: Elizabeth is 16,455th of 19,457 places nationwide.
- Growth rank: Elizabeth's 2020-to-2023 change ranks 238th of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Elizabeth's 0.5%.
- Density rank: Elizabeth places 465th among Indiana's places by people per square mile.
- Density in context: Elizabeth's 774 people per square mile sit against a Indiana median of 1,375.
- Location: the Census Gazetteer records it at 38.1241, -85.9739.
- Nearest larger cities: Lanesville (8 mi); West Point (10 mi); Shively (10 mi); Corydon (10 mi); Georgetown (12 mi). Larger metros often have more branches, but online lenders reach Elizabeth on the same terms.
- Smaller places close by: New Middletown (5 mi); Laconia (9 mi); Crandall (12 mi).
- Smaller neighbours: 23 places smaller than Elizabeth sit within 50 miles.
- At 100 miles: 364 larger Census places fall inside that radius.
Elizabeth in state context
Among Indiana's 565 places, Elizabeth sits at 506th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 238th of 565 Indiana places, putting it near the 58th percentile for growth. Its roughly 774 residents per square mile place it 465th among Indiana's places. Within 50 miles sit 23 smaller Census places, alongside the 146 that are larger.
Inside a Elizabeth personal loan
In Elizabeth, a small community of about 202, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Elizabeth lender to disclose the APR and finance charge before you sign. The term you choose in Elizabeth decides the split between a comfortable payment and the total interest you pay.
Which Indiana laws govern a loan in Elizabeth
These are Indiana's sourced lending facts as they reach Elizabeth's 202 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Lender access in Elizabeth
Elizabeth is moderately settled, with about 774 people per square mile and 146 larger places within 50 miles. Lenders licensed in Indiana reach Elizabeth's 202 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lanesville, IN about 8 miles away.
The geography behind Elizabeth
Elizabeth's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 774 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 210 miles away. A 50-mile radius around Elizabeth takes in 146 places that are larger. By land area it ranks 475th of 565 Indiana places.
Common questions
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Nearby places
- New Middletown, IN — population 92
- Lanesville, IN — population 941
- West Point, KY — population 929
- Laconia, IN — population 71
- Georgetown, IN — population 3,781
- Corydon, IN — population 3,168
- Shively, KY — population 15,455
- Crandall, IN — population 138