Personal loans in LaBelle, FL
In LaBelle, one of 411 Census places in Florida, the figure to compare across lenders is the APR, not the advertised rate. About 5,222 people live in LaBelle, placing it 224th of 411 Census places in Florida.
The next larger city is Fort Myers, FL about 24 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 5.1%. When Florida caps or restricts a product, lenders either change the terms or withdraw it from LaBelle as from the rest of the state. Work out your debt-to-income ratio first; lenders weigh it heavily, and LaBelle's 5,222 residents are no exception.
LaBelle: population, trend and location
Two layers matter for a LaBelle borrower: the local population picture and Florida's consumer-lending statutes.
- Population: the Census counts 5,222 residents in LaBelle (Vintage 2023 subcounty estimate), the 224th-largest figure among Florida's 411 places.
- Population trend: Roughly 5.1% more residents than the 2020 Census counted.
- Net change: roughly 254 more people than the 2020 Census counted.
- Size percentile: LaBelle sits ahead of around 45% of Florida places, at 5,222 people.
- Population density: 360 people per square mile on 14.5 square miles of land.
- Land area rank: LaBelle's 14.5 square miles rank 89th of 411 places in Florida.
- Water: LaBelle holds about 0.10 square miles, the 273rd-largest water area in Florida.
- Share of state population: LaBelle's 5,222 residents are about 0.0% of Florida.
- National rank: LaBelle sits 4,707th by population among the 19,457 places in this dataset.
- Growth rank: LaBelle ranks 134th among Florida's 411 places for the 2020-to-2023 change.
- Against the state trend: LaBelle's 5.1% change compares with a Florida average of +5.5% across its 411 places.
- Density rank: LaBelle places 351st among Florida's places by people per square mile.
- Against the state median: LaBelle runs about 360 residents per square mile, where the Florida median is 1,608.
- Location: coordinates 26.7210, -81.4525 (US Census Bureau Gazetteer).
- Nearest larger cities: Fort Myers (24 mi); Estero (30 mi); Clewiston (32 mi); Bonita Springs (33 mi); Cape Coral (34 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Moore Haven (23 mi); Lake Placid (40 mi); South Bay (44 mi), each with its own Census population profile.
- Within a 50-mile radius: 3 smaller Census places.
- Larger places within 100 miles: 101.
Florida rules behind a LaBelle personal loan
These are Florida's sourced lending facts as they reach LaBelle's 5,222 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
LaBelle in state context
Among Florida's 411 places, LaBelle sits at 224th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 134th of 411 Florida places, putting it near the 67th percentile for growth. Its roughly 360 residents per square mile place it 351st among Florida's places. Within 50 miles sit 3 smaller Census places, alongside the 12 that are larger.
The geography behind LaBelle
The Census Gazetteer records 14.5 square miles of land and 0.10 square miles of water within LaBelle. The resulting density is about 360 people per square mile. For the state's biggest city, Jacksonville, the distance is roughly 250 miles. LaBelle has 12 larger places within a 50-mile radius. By land area it ranks 89th of 411 Florida places.
What a LaBelle borrower is actually offered
In LaBelle, a small town of about 5,222, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a LaBelle loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a LaBelle loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in LaBelle
LaBelle is a lightly settled community of about 5,222 people, with 12 larger places inside a 50-mile radius. What is available to LaBelle's 5,222 borrowers is set by Florida licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fort Myers, FL about 24 miles away.
Common questions
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Nearby places
- Moore Haven, FL — population 1,664
- Fort Myers, FL — population 97,372
- Estero, FL — population 37,908
- Bonita Springs, FL — population 56,229
- Clewiston, FL — population 7,238
- Fort Myers Beach, FL — population 5,251
- Cape Coral, FL — population 224,455
- Lake Placid, FL — population 2,514