Personal loans in Clewiston, FL
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Clewiston's 7,238 residents.
Clewiston is a small town of about 7,238 residents, and a personal loan taken out here is governed by Florida statute. Clewiston ranks 195th of 411 places in Florida, with a population near 7,238. Population in Clewiston dropped about 1.0% over the three years from 2020 to 2023. Begin with the payment, then weigh APR and total interest across the lenders that reach Clewiston's 7,238 residents. The nearest larger city is Belle Glade, FL about 17 miles away.
Clewiston by the numbers
Here is the sourced Census picture for Clewiston, plus the Florida lending rules that apply to a loan taken out here.
- Population: about 7,238 people live here, which puts Clewiston 195th of 411 Census places in Florida (Vintage 2023).
- Population trend: Down about 1.0% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 76 fewer people than the 2020 Census counted.
- Size percentile: roughly 53% of Florida's places have fewer residents than Clewiston's 7,238.
- Land and density: 4.5 square miles of land carry roughly 1,608 residents per square mile.
- By land area: Clewiston ranks 218th among Florida's 411 places, at 4.5 sq mi.
- Water: Clewiston holds about 0.01 square miles, the 338th-largest water area in Florida.
- Share of state population: Clewiston's 7,238 residents are about 0.1% of Florida.
- National rank: Clewiston is 3,919th of 19,457 places nationwide.
- Growth in Florida: Clewiston stands 362nd by percentage change from 2020 to 2023, among 411 places.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Clewiston's 1.0%.
- Density rank: Clewiston is the 206th most densely settled place in Florida.
- Density vs Florida: Clewiston's 1,608 people per square mile compare with a state median of 1,608.
- Location: 26.7528, -80.9392 (Census Gazetteer coordinates).
- Nearest larger cities: Belle Glade (17 mi); Wellington (42 mi); Royal Palm Beach (44 mi); Palm Beach Gardens (48 mi); Port St. Lucie (50 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Moore Haven (11 mi); South Bay (13 mi); Pahokee (18 mi).
- Smaller neighbours: 9 places smaller than Clewiston sit within 50 miles.
- Larger places within 100 miles: 90.
Before you apply in Clewiston
Before you apply in Clewiston, a community of about 7,238, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Florida regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
In Clewiston as elsewhere in Florida, the written terms — not the advertisement — are what count for its 7,238 residents.
Clewiston on the map
Clewiston covers about 4.5 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,608 people per square mile. The largest place in Florida, Jacksonville, lies about 251 miles away. Within 50 miles of Clewiston there are 5 larger Census places. Within the same 50 miles lie 9 smaller Census places.
How Clewiston compares across Florida
Against Florida's other places, Clewiston accounts for about 0.1% of the state's population and ranks 195th of 411 by size. On the 2020-to-2023 trend, Clewiston stands 362nd among Florida's 411 places — roughly the 12th percentile. Its roughly 1,608 residents per square mile place it 206th among Florida's places. Within 50 miles sit 9 smaller Census places, alongside the 5 that are larger.
What Florida law requires in Clewiston
The rows below set out what a licensed lender must follow in Florida, and so for Clewiston's roughly 7,238 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
Borrowing reach in Clewiston
Clewiston is moderately settled, with about 1,608 people per square mile and 5 larger places within 50 miles. What is available to Clewiston's 7,238 borrowers is set by Florida licensing and your own credit, not by how many branches are nearby. The nearest larger city, Belle Glade, FL about 17 miles away.
Common questions
What are my options in Clewiston if my credit is poor?
What loan size can I expect in Clewiston?
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Does comparing loans in Clewiston cost me credit score points?
Nearby places
- Moore Haven, FL — population 1,664
- South Bay, FL — population 4,861
- Belle Glade, FL — population 16,840
- Pahokee, FL — population 5,553
- Okeechobee, FL — population 5,602
- LaBelle, FL — population 5,222
- Indiantown, FL — population 6,755
- Westlake, FL — population 5,999