Personal loans in La Crescent, MN

Begin with the payment, then weigh APR and total interest across the lenders that reach La Crescent's 5,294 residents. To lend to La Crescent's 5,294 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. Population in La Crescent dropped about 0.8% over the three years from 2020 to 2023. The closest larger city is La Crosse, WI about 4 miles away.

The La Crescent data picture

What follows is La Crescent's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: about 5,294 people live here, which puts La Crescent 146th of 853 Census places in Minnesota (Vintage 2023).
• Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
• People gained or lost: about 43 fewer since the 2020 base.
• Size percentile: La Crescent's 5,294 people outrank roughly 83% of the places in Minnesota.
• Density: roughly 1,574 residents per square mile, spread over 3.4 sq mi of land.
• Land area rank: La Crescent's 3.4 square miles rank 225th of 853 places in Minnesota.
• Water area rank: La Crescent ranks 129th among Minnesota's 853 places, with 0.50 sq mi.
• State population share: La Crescent accounts for about 0.1% of everyone in Minnesota.
• National rank: La Crescent sits 4,675th by population among the 19,457 places in this dataset.
• Growth rank: La Crescent ranks 439th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against La Crescent's 0.8%.
• Density in Minnesota: La Crescent ranks 121st by people per square mile.
• Against the state median: La Crescent runs about 1,574 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 43.8297, -91.3050.
• Nearest larger cities: La Crosse (4 mi); Onalaska (7 mi); Holmen (10 mi); West Salem (12 mi); Winona (24 mi). Online lenders reach La Crescent no matter how far the nearest branch is.
• Nearest smaller towns: Hokah (5 mi); Dakota (6 mi); Brownsville (9 mi).
• Smaller places within 50 miles: 87 of them.
• At 100 miles: 39 larger Census places fall inside that radius.

Borrowing reach in La Crescent

With about 1,574 residents per square mile, La Crescent is moderately settled, and 8 larger Census places sit within 50 miles. Distance to a branch rarely matters for La Crescent's 5,294 residents: the application is online and the price follows your credit file. The nearest larger city, La Crosse, WI about 4 miles away.

How personal loans work in La Crescent

La Crescent is a small town of about 5,294 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than La Crescent's rank of 146th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in La Crescent decides the split between a comfortable payment and the total interest you pay.

Minnesota rules behind a La Crescent personal loan

Below are the Minnesota rules that apply to a loan made in La Crescent, each with the regulator that issued it.

The geography behind La Crescent

La Crescent covers about 3.4 square miles of land, with 0.50 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,574 residents per square mile. Minneapolis, the largest place in Minnesota, is about 125 miles from La Crescent. Within 50 miles of La Crescent there are 8 larger Census places. The 100-mile radius contains 39 larger places.

How La Crescent compares across Minnesota

La Crescent is the 146th-largest of 853 Census places in Minnesota and contains about 0.1% of the state's people. On the 2020-to-2023 trend, La Crescent stands 439th among Minnesota's 853 places — roughly the 49th percentile. Its roughly 1,574 residents per square mile place it 121st among Minnesota's places. Between 2020 and 2023 the count changed by roughly 43 residents.