Personal loans in Dakota, MN

With roughly 290 residents, Dakota is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city. From the 2020 Census base to the 2023 estimate, the population declined by about 1.4%. Verify the lender's Minnesota licence against the regulator named below before borrowing in Dakota. The closest larger city is Holmen, WI about 6 miles away.

Dakota by the numbers

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: about 290 people live here, which puts Dakota 593rd of 853 Census places in Minnesota (Vintage 2023).
• Population trend: A loss of roughly 1.4% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: Dakota's 290 people outrank roughly 30% of the places in Minnesota.
• Land and density: 0.6 square miles of land carry roughly 523 residents per square mile.
• Land area rank: Dakota's 0.6 square miles rank 666th of 853 places in Minnesota.
• State share: roughly 0.0% of Minnesota's residents live in Dakota (290 people).
• National rank: Dakota sits 15,227th by population among the 19,457 places in this dataset.
• Growth rank: Dakota ranks 531st among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Dakota's 1.4%.
• Density in Minnesota: Dakota ranks 464th by people per square mile.
• Against the state median: Dakota runs about 523 residents per square mile, where the Minnesota median is 607.
• Location: 43.9115, -91.3614 (US Census Bureau Gazetteer).
• Nearest larger cities: Holmen (6 mi); La Crescent (6 mi); Trempealeau (7 mi); Onalaska (8 mi); La Crosse (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Chaseburg (22 mi); Minnesota City (23 mi); Genoa (24 mi).
• Smaller neighbours: 15 places smaller than Dakota sit within 50 miles.
• At 100 miles: 322 larger Census places fall inside that radius.

Dakota: area, density and distance

The Census Gazetteer records about 0.6 square miles of land within Dakota, with no significant water area listed. With 290 residents, the land area yields roughly 523 people per square mile. Minneapolis, the largest place in Minnesota, is about 119 miles from Dakota. Counting outward 50 miles, 80 larger communities surround Dakota. The 100-mile radius contains 322 larger places.

Where Dakota sits in Minnesota

Among Minnesota's 853 places, Dakota sits at 593rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 531st of 853 Minnesota places, putting it near the 38th percentile for growth. By density, at about 523 people per square mile, it ranks 464th in Minnesota. By land area, its 0.6 square miles rank 666th of 853 places in Minnesota.

The state rulebook for Dakota

For the roughly 290 residents of Dakota, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

Steps to take before a Dakota loan

For Dakota's roughly 290 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Minnesota; what changes is your credit file, not the fact that Dakota holds 290 people.

The anatomy of a Dakota personal loan

In Dakota, a small community of about 290, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Dakota's rank of 593rd in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Dakota decides the split between a comfortable payment and the total interest you pay.