Personal loans in Knox, IN
Two households in Knox with comparable incomes can still be offered different rates; the city's 3,599 residents are not the reason. Knox is one of 565 Census places in Indiana; its 3,599 residents put it at 148th. Census figures put the 2020-to-2023 decrease in Knox at about 1.7%. Read the disclosure for an origination fee and any prepayment penalty before signing in Knox. Borrowers who want a bigger city can look to Plymouth, IN about 16 miles away. For the 3,599 people in Knox, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Where Knox stands
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: 3,599 people, a figure that places Knox 148th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.7% from 2020 to 2023.
- Absolute change: 62 residents lost between 2020 and 2023.
- Size percentile: Knox's 3,599 people outrank roughly 74% of the places in Indiana.
- Population density: about 910 people per square mile (Census land area 4.0 sq mi).
- Land area: Knox covers 4.0 square miles, the 122nd-largest area among Indiana's 565 places.
- State population share: Knox accounts for about 0.1% of everyone in Indiana.
- National rank: Knox is the 5,754th most populous of the 19,457 Census places covered here.
- Growth rank: Knox's 2020-to-2023 change ranks 518th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Knox moved 1.7%.
- Density in Indiana: Knox ranks 426th by people per square mile.
- Density vs Indiana: Knox's 910 people per square mile compare with a state median of 1,375.
- Location: 41.2910 / -86.6212, per the US Census Bureau Gazetteer.
- Nearest larger cities: Plymouth (16 mi); La Porte (22 mi); Westville (23 mi); Valparaiso (26 mi); Bremen (27 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Hamlet (6 mi); North Judson (10 mi); Culver (11 mi) — useful context for the surrounding area.
- Smaller neighbours: 77 places smaller than Knox sit within 50 miles.
- Larger places within 100 miles: 294.
Knox on the map
The Census Gazetteer records about 4.0 square miles of land within Knox, with no significant water area listed. That land carries about 910 people per square mile. Fort Wayne, the largest place in Indiana, is about 78 miles from Knox. A 50-mile radius around Knox takes in 41 places that are larger. Within the same 50 miles lie 77 smaller Census places.
The Knox borrowing checklist
These steps shape the offer you get in Knox, a place of about 3,599 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Indiana licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Knox as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 3,599 residents.
How Knox compares across Indiana
Against Indiana's other places, Knox accounts for about 0.1% of the state's population and ranks 148th of 565 by size. On the 2020-to-2023 trend, Knox stands 518th among Indiana's 565 places — roughly the 8th percentile. At about 910 people per square mile, Knox is the 426th most densely settled place in Indiana. Within 50 miles sit 77 smaller Census places, alongside the 41 that are larger.
Indiana rules behind a Knox personal loan
For the roughly 3,599 residents of Knox, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Inside a Knox personal loan
In Knox, a small community of about 3,599, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Knox can be quoted different APRs on the same amount and term. The term you choose in Knox decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Hamlet, IN — population 772
- North Judson, IN — population 1,813
- Monterey, IN — population 187
- Kingsford Heights, IN — population 1,325
- Culver, IN — population 1,196
- Walkerton, IN — population 2,091
- Winamac, IN — population 2,287
- Kingsbury, IN — population 188