Personal loans in Hamlet, IN
For a borrower among the roughly 772 residents of Hamlet, a personal loan is a tool whose cost turns on the terms, not the address. Hamlet is one of 565 Census places in Indiana; its 772 residents put it at 346th. Population in Hamlet climbed about 0.5% over the three years from 2020 to 2023. State law, not city hall, decides what a lender may do to Hamlet's roughly 772 residents, and a state regulator supervises it. For a community of about 772, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Knox, IN about 6 miles away.
What the Census records for Hamlet
Hamlet is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 772 residents in Hamlet (Vintage 2023 subcounty estimate), the 346th-largest figure among Indiana's 565 places.
- Population trend: The 2020-to-2023 change is positive, near 0.5%.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: with 772 residents, Hamlet is larger than about 39% of Indiana's Census places.
- Land and density: 1.0 square miles of land carry roughly 800 residents per square mile.
- Land area: Hamlet covers 1.0 square miles, the 291st-largest area among Indiana's 565 places.
- Water area: Hamlet has 0.01 square miles of water, ranking 176th of 565 places in Indiana.
- Within Indiana: about 0.0% of the state's population lives in Hamlet.
- National rank: Hamlet sits 11,346th by population among the 19,457 places in this dataset.
- Growth rank: Hamlet's 2020-to-2023 change ranks 233rd of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Hamlet moved 0.5%.
- Density rank: Hamlet is the 456th most densely settled place in Indiana.
- Against the state median: Hamlet runs about 800 residents per square mile, where the Indiana median is 1,375.
- Location: 41.3794, -86.5832 (Census Gazetteer coordinates).
- Nearest larger cities: Knox (6 mi); Walkerton (8 mi); Kingsford Heights (9 mi); North Liberty (13 mi); Plymouth (14 mi). Larger metros often have more branches, but online lenders reach Hamlet on the same terms.
- Smaller places nearby: Kingsbury (12 mi); La Paz (15 mi); Monterey (16 mi).
- Smaller places within 50 miles: 30 of them.
- Larger places within 100 miles: 471.
What is available to Hamlet borrowers
With about 800 residents per square mile, Hamlet is moderately settled, and 87 larger Census places sit within 50 miles. Distance to a branch rarely matters for Hamlet's 772 residents: the application is online and the price follows your credit file. The nearest bigger place is Knox, IN about 6 miles away.
Hamlet: area, density and distance
Hamlet covers about 1.0 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 800 people per square mile. Fort Wayne, the largest place in Indiana, is about 78 miles from Hamlet. A 50-mile radius around Hamlet takes in 87 places that are larger. The 100-mile radius contains 471 larger places.
Indiana consumer-lending rules applied in Hamlet
Read the table as a lender's compliance picture for Hamlet: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Inside a Hamlet personal loan
In Hamlet, a small community of about 772, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Hamlet can be quoted different APRs on the same amount and term. Shortening the term on a Hamlet loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Hamlet against the rest of Indiana
Within Indiana, Hamlet holds roughly 0.0% of all residents, the 346th-largest share among 565 places. For population change between 2020 and 2023, Hamlet ranks 233rd of 565 in Indiana (about the 59th percentile). By density, at about 800 people per square mile, it ranks 456th in Indiana. By land area, its 1.0 square miles rank 291st of 565 places in Indiana.
Common questions
What are my options in Hamlet if my credit is poor?
What loan size can I expect in Hamlet?
Do I have to pledge anything to borrow in Hamlet?
Does comparing loans in Hamlet cost me credit score points?
Nearby places
- Knox, IN — population 3,599
- Walkerton, IN — population 2,091
- Kingsford Heights, IN — population 1,325
- Kingsbury, IN — population 188
- North Liberty, IN — population 1,625
- Culver, IN — population 1,196
- Monterey, IN — population 187
- North Judson, IN — population 1,813