Personal loans in Knightsville, IN
The Census estimates 700 residents in Knightsville, which ranks it 357th of 565 places in Indiana. In Knightsville, one of 565 Census places in Indiana, the figure to compare across lenders is the APR, not the advertised rate. Pull your credit reports and line up at least three offers before you apply from Knightsville. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Knightsville as from the rest of the state. Knightsville lost roughly 0.1% of its population across the 2020-to-2023 comparison. The nearest larger metro is Brazil, IN about 2 miles away.
Local context for Knightsville
Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.
- Population: 700 — Knightsville ranks 357th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.1% since the 2020 count.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: about 37% of Indiana's Census places are smaller than Knightsville.
- Population density: about 674 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Knightsville covers 1.0 square miles, the 275th-largest area among Indiana's 565 places.
- Within Indiana: about 0.0% of the state's population lives in Knightsville.
- National rank: Knightsville is 11,800th of 19,457 places nationwide.
- Growth rank: Knightsville ranks 325th among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Knightsville's 0.1%.
- Density in Indiana: Knightsville ranks 489th by people per square mile.
- Against the state median: Knightsville runs about 674 residents per square mile, where the Indiana median is 1,375.
- Location: 39.5254 / -87.0891, per the US Census Bureau Gazetteer.
- Nearest larger cities: Brazil (2 mi); Seelyville (10 mi); Greencastle (15 mi); Cloverdale (15 mi); Terre Haute (16 mi). Online lenders reach Knightsville no matter how far the nearest branch is.
- Nearest smaller towns: Harmony (1 mi); Carbon (5 mi); Staunton (6 mi).
- Within a 50-mile radius: 59 smaller Census places.
- Larger places within 100 miles: 265.
Knightsville against the rest of Indiana
Knightsville is the 357th-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 325th of 565 Indiana places, putting it near the 42th percentile for growth. Its roughly 674 residents per square mile place it 489th among Indiana's places. In land area, Knightsville ranks 275th among Indiana's 565 places.
Knightsville: area, density and distance
Knightsville covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 674 people per square mile. The largest place in Indiana, Fort Wayne, lies about 149 miles away. Counting outward 50 miles, 63 larger communities surround Knightsville. The 100-mile radius contains 265 larger places.
A pre-application checklist for Knightsville
A sensible order of operations for a loan in Knightsville, home to about 700 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Indiana licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Knightsville-specific: the same Indiana licensing and disclosure rules reach all 700 residents.
What is available to Knightsville borrowers
With about 674 residents per square mile, Knightsville is moderately settled, and 63 larger Census places sit within 50 miles. What is available to Knightsville's 700 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Brazil, IN about 2 miles away.
The Indiana lending rules that reach Knightsville
Below are the Indiana rules that apply to a loan made in Knightsville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Knightsville if my credit is poor?
What loan size can I expect in Knightsville?
Do I have to pledge anything to borrow in Knightsville?
Does comparing loans in Knightsville cost me credit score points?
Nearby places
- Harmony, IN — population 673
- Brazil, IN — population 8,214
- Carbon, IN — population 262
- Staunton, IN — population 470
- Center Point, IN — population 212
- Seelyville, IN — population 1,009
- Rosedale, IN — population 651
- Clay City, IN — population 886