Personal loans in Klawock, AK
If you are weighing a personal loan in Klawock, start from the payment you can carry; its 710 residents face the same statewide rules. Census figures put the 2020-to-2023 decrease in Klawock at about 1.3%.
Klawock ranks 40th of 149 places in Alaska, with a population near 710. Read the disclosure for an origination fee and any prepayment penalty before signing in Klawock. To lend to Klawock's 710 residents, a company must hold a Alaska licence, and each sourced row below names the regulator behind it. The nearest larger metro is Craig, AK about 5 miles away.
What the Census records for Klawock
Most of what governs a Klawock loan is written in Alaska law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 710 residents in Klawock (Vintage 2023 subcounty estimate), the 40th-largest figure among Alaska's 149 places.
- Population trend: Lower by roughly 1.3% since the 2020 count.
- Net change: roughly 9 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 73% of the places in Alaska, with 710 residents in Klawock.
- Population density: about 1,043 people per square mile (Census land area 0.7 sq mi).
- Land area rank: Klawock's 0.7 square miles rank 143rd of 149 places in Alaska.
- Water area: Klawock has 0.29 square miles of water, ranking 104th of 149 places in Alaska.
- State share: roughly 0.1% of Alaska's residents live in Klawock (710 people).
- National rank: Klawock is the 11,739th most populous of the 19,457 Census places covered here.
- Growth rank: Klawock's 2020-to-2023 change ranks 27th of 149 places in Alaska.
- State comparison: Alaska's places average -3.1% for 2020-to-2023, against Klawock's 1.3%.
- Density rank: Klawock is the 7th most densely settled place in Alaska.
- Density vs Alaska: Klawock's 1,043 people per square mile compare with a state median of 40.
- Location: 55.5564, -133.0861 (US Census Bureau Gazetteer).
- Nearest larger cities: Craig (5 mi); Ketchikan (57 mi); Wrangell city and (60 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Thorne Bay (23 mi); Hydaburg (26 mi); Kasaan (27 mi).
- Smaller places within 50 miles: 6 of them.
- Within 100 miles: 3 places are larger than Klawock.
What to do before borrowing in Klawock
Before you hand your details to a lender in Klawock, where the population is near 710:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Alaska regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In Klawock as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 710 residents.
Land, water and location for Klawock
Klawock's land area is about 0.7 square miles; a further 0.29 square miles is water. That land carries about 1,043 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 701 miles. Counting outward 50 miles, 1 larger communities surround Klawock. By land area it ranks 143rd of 149 Alaska places.
Lender access in Klawock
Klawock is moderately settled, with about 1,043 people per square mile and 1 larger places within 50 miles. Lenders licensed in Alaska reach Klawock's 710 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Craig, AK about 5 miles away.
Alaska rules behind a Klawock personal loan
These are Alaska's sourced lending facts as they reach Klawock's 710 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Where Klawock sits in Alaska
Among Alaska's 149 places, Klawock sits at 40th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Klawock stands 27th among Alaska's 149 places — roughly the 82th percentile. At about 1,043 people per square mile, Klawock is the 7th most densely settled place in Alaska. The population moved by about 9 people between 2020 and 2023, a 1.3% shift.
Common questions
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Nearby places
- Craig, AK — population 1,041
- Hydaburg, AK — population 375
- Coffman Cove, AK — population 125
- Whale Pass, AK — population 86
- Thorne Bay, AK — population 470
- Kasaan, AK — population 30
- Edna Bay, AK — population 25
- Wrangell city and, AK — population 2,064