Personal loans in Hydaburg, AK
The roughly 375 people who live in Hydaburg borrow under Alaska rules; city hall sets no personal-loan rate. Roughly 375 residents live in Hydaburg, the 79th-largest community in Alaska. From the 2020 Census base to the 2023 estimate, the population declined by about 1.3%. Read the disclosure for an origination fee and any prepayment penalty before signing in Hydaburg. The next larger city is Craig, AK about 23 miles away. When Alaska caps or restricts a product, lenders either change the terms or withdraw it from Hydaburg as from the rest of the state.
Hydaburg by the numbers
Here is the sourced Census picture for Hydaburg, plus the Alaska lending rules that apply to a loan taken out here.
- Population: about 375, ranked 79th of 149 places in Alaska (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: roughly 47% of Alaska places rank below Hydaburg.
- Population density: about 1,284 people per square mile (Census land area 0.3 sq mi).
- Land area: Hydaburg covers 0.3 square miles, the 148th-largest area among Alaska's 149 places.
- State population share: Hydaburg accounts for about 0.1% of everyone in Alaska.
- National standing: Hydaburg ranks 14,351st of 19,457 US places.
- Growth in Alaska: Hydaburg stands 29th by percentage change from 2020 to 2023, among 149 places.
- State comparison: Alaska's places average -3.1% for 2020-to-2023, against Hydaburg's 1.3%.
- Density in Alaska: Hydaburg ranks 4th by people per square mile.
- Against the state median: Hydaburg runs about 1,284 residents per square mile, where the Alaska median is 40.
- Location: latitude 55.2058, longitude -132.8204 (Census Gazetteer).
- Nearest larger cities: Craig (23 mi); Klawock (26 mi); Thorne Bay (34 mi); Ketchikan (46 mi); Saxman (49 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Kasaan (29 mi); Coffman Cove (55 mi); Whale Pass (61 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 1 of them.
- Within 100 miles: 6 places are larger than Hydaburg.
How Alaska law applies in Hydaburg
Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Hydaburg lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
The anatomy of a Hydaburg personal loan
With roughly 375 residents, Hydaburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Hydaburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Hydaburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Hydaburg sits
Hydaburg covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 375 residents, the land area yields roughly 1,284 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 725 miles. A 50-mile radius around Hydaburg takes in 5 places that are larger. Within the same 50 miles lie 1 smaller Census places.
What is available to Hydaburg borrowers
At roughly 1,284 people per square mile, Hydaburg is moderately settled; 5 larger places lie within 50 miles. Distance to a branch rarely matters for Hydaburg's 375 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Craig, AK about 23 miles away.
Hydaburg against the rest of Alaska
Against Alaska's other places, Hydaburg accounts for about 0.1% of the state's population and ranks 79th of 149 by size. On the 2020-to-2023 trend, Hydaburg stands 29th among Alaska's 149 places — roughly the 81th percentile. By density, at about 1,284 people per square mile, it ranks 4th in Alaska. Within 50 miles sit 1 smaller Census places, alongside the 5 that are larger.
Common questions
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Nearby places
- Craig, AK — population 1,041
- Klawock, AK — population 710
- Thorne Bay, AK — population 470
- Kasaan, AK — population 30
- Coffman Cove, AK — population 125
- Whale Pass, AK — population 86
- Ketchikan, AK — population 8,079
- Edna Bay, AK — population 25