Personal loans in Keysville, GA
If you are weighing a personal loan in Keysville, start from the payment you can carry; its 307 residents face the same statewide rules. With 307 residents, Keysville outranks about 17% of the communities in Georgia.
If debt is already a strain, a nonprofit credit counsellor can help Keysville residents before they take on more. The trend for Keysville between 2020 and 2023 is upward by roughly 2.0%. Consumer lending that reaches Keysville's 307 residents is governed by Georgia statute; no city ordinance changes it. A larger market lies at Blythe, GA about 5 miles away.
Local context for Keysville
Keysville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 307 people, a figure that places Keysville 444th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 2.0% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 6 residents.
- Size percentile: about 17% of Georgia communities are smaller than Keysville (307 residents).
- Land and density: 1.1 square miles of land carry roughly 291 residents per square mile.
- By land area: Keysville ranks 444th among Georgia's 536 places, at 1.1 sq mi.
- Water: Keysville holds about 0.02 square miles, the 266th-largest water area in Georgia.
- State population share: Keysville accounts for about 0.0% of everyone in Georgia.
- National rank: Keysville is the 15,042nd most populous of the 19,457 Census places covered here.
- Growth in Georgia: Keysville stands 235th by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Keysville moved 2.0%.
- Density rank: Keysville is the 389th most densely settled place in Georgia.
- Density in context: Keysville's 291 people per square mile sit against a Georgia median of 536.
- Location: 33.2362, -82.2293 (US Census Bureau Gazetteer).
- Nearest larger cities: Blythe (5 mi); Hephzibah (9 mi); Wrens (9 mi); Stapleton (14 mi); Harlem (15 mi). Larger metros often have more branches, but online lenders reach Keysville on the same terms.
- Smaller towns nearby: Vidette (14 mi); Avera (18 mi); Edge Hill (24 mi).
- Smaller places within 50 miles: 22 of them.
- Larger places within 100 miles: 208.
Keysville on the map
Inside Keysville's boundaries lie roughly 1.1 square miles of land and 0.02 square miles of water. That land carries about 291 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 132 miles. A 50-mile radius around Keysville takes in 39 places that are larger. Within the same 50 miles lie 22 smaller Census places.
How Georgia law applies in Keysville
These are Georgia's sourced lending facts as they reach Keysville's 307 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
Where Keysville sits in Georgia
Among Georgia's 536 places, Keysville sits at 444th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Keysville stands 235th among Georgia's 536 places — roughly the 56th percentile. Its roughly 291 residents per square mile place it 389th among Georgia's places. The population moved by about 6 people between 2020 and 2023, a 2.0% shift.
Getting a loan in Keysville
Keysville is lightly settled, with about 291 people per square mile and 39 larger places within 50 miles. Lenders licensed in Georgia reach Keysville's 307 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Blythe, GA about 5 miles away.
What shapes a Keysville personal loan
A Keysville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 307 residents. Two numbers drive a Keysville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Keysville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Blythe, GA — population 770
- Hephzibah, GA — population 3,815
- Wrens, GA — population 2,127
- Vidette, GA — population 102
- Grovetown, GA — population 17,580
- Harlem, GA — population 3,992
- Dearing, GA — population 536
- Stapleton, GA — population 399