Personal loans in Blythe, GA
Blythe is a small community in Georgia, with an estimated 770 residents, and every licensed lender here follows the same state rulebook. Blythe is home to roughly 770 people and stands 340th by size out of 536 Census places in Georgia. From the 2020 Census base to the 2023 estimate, the population rose by about 2.7%. A single loan can carry different costs on either side of a state line, and Blythe sits on the Georgia side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Blythe's 770 residents. The nearest larger metro is Hephzibah, GA about 6 miles away.
What the Census records for Blythe
Set out below is Blythe's local context next to the state-level rules that reach every lender here.
- Population: 770 residents; Blythe is the 340th-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 2.7% across the 2020-to-2023 comparison.
- Net change: roughly 20 more people than the 2020 Census counted.
- Size percentile: bigger than about 37% of the places in Georgia, with 770 residents in Blythe.
- Density: roughly 270 residents per square mile, spread over 2.9 sq mi of land.
- Land area rank: Blythe's 2.9 square miles rank 297th of 536 places in Georgia.
- State population share: Blythe accounts for about 0.0% of everyone in Georgia.
- National rank: Blythe is 11,358th of 19,457 places nationwide.
- Growth rank: Blythe ranks 212th among Georgia's 536 places for the 2020-to-2023 change.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Blythe's 2.7%.
- Density rank: Blythe is the 398th most densely settled place in Georgia.
- Density vs Georgia: Blythe's 270 people per square mile compare with a state median of 536.
- Location: 33.3031, -82.2074 (Census Gazetteer coordinates).
- Nearest larger cities: Hephzibah (6 mi); Grovetown (10 mi); Harlem (11 mi); Wrens (12 mi); Waynesboro (18 mi). Online lenders reach Blythe no matter how far the nearest branch is.
- Smaller places close by: Keysville (5 mi); Dearing (13 mi); Stapleton (16 mi).
- Smaller places within 50 miles: 34 of them.
- At 100 miles: 152 larger Census places fall inside that radius.
Land, water and location for Blythe
The Census Gazetteer records about 2.9 square miles of land within Blythe, with no significant water area listed. Spread across it are roughly 270 residents per square mile. The largest place in Georgia, Atlanta, lies about 131 miles away. Within 50 miles of Blythe there are 29 larger Census places. The 100-mile radius contains 152 larger places.
How Georgia law applies in Blythe
The rows below set out what a licensed lender must follow in Georgia, and so for Blythe's roughly 770 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
A practical checklist for Blythe borrowers
These steps shape the offer you get in Blythe, a place of about 770 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Georgia regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Georgia; what changes is your credit file, not the fact that Blythe holds 770 people.
Blythe in state context
Set beside Georgia's 536 places, Blythe ranks 340th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Blythe stands 212th among Georgia's 536 places — roughly the 60th percentile. At about 270 people per square mile, Blythe is the 398th most densely settled place in Georgia. Between 2020 and 2023 the count changed by roughly 20 residents.
Lender access in Blythe
Blythe is a lightly settled community of about 770 people, with 29 larger places inside a 50-mile radius. Lenders licensed in Georgia reach Blythe's 770 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hephzibah, GA about 6 miles away.
Common questions
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Nearby places
- Keysville, GA — population 307
- Hephzibah, GA — population 3,815
- Grovetown, GA — population 17,580
- Harlem, GA — population 3,992
- Wrens, GA — population 2,127
- Dearing, GA — population 536
- Vidette, GA — population 102
- Stapleton, GA — population 399