Personal loans in Kenneth City, FL
Kenneth City lost roughly 1.6% of its population across the 2020-to-2023 comparison. For a borrower among the roughly 4,975 residents of Kenneth City, a personal loan is a tool whose cost turns on the terms, not the address.
Roughly 4,975 residents live in Kenneth City, the 229th-largest community in Florida. Borrowers who want a bigger city can look to Pinellas Park, FL about 3 miles away. A single loan can carry different costs on either side of a state line, and Kenneth City sits on the Florida side of that line. Use the calculator on this page to price an amount and term before you commit in Kenneth City.
Borrowing in Kenneth City: the local picture
Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.
- Population: about 4,975 people live here, which puts Kenneth City 229th of 411 Census places in Florida (Vintage 2023).
- Population trend: A drop of about 1.6% from 2020 to 2023.
- Net change: roughly 83 fewer people than the 2020 Census counted.
- Size percentile: about 44% of Florida communities are smaller than Kenneth City (4,975 residents).
- Density: the Census land area of 0.7 sq mi holds about 6,968 people per square mile.
- Land area rank: Kenneth City's 0.7 square miles rank 362nd of 411 places in Florida.
- Water: Kenneth City holds about 0.03 square miles, the 324th-largest water area in Florida.
- State population share: Kenneth City accounts for about 0.0% of everyone in Florida.
- National rank: Kenneth City is the 4,838th most populous of the 19,457 Census places covered here.
- Growth rank: Kenneth City ranks 369th among Florida's 411 places for the 2020-to-2023 change.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Kenneth City's 1.6%.
- Density rank: Kenneth City is the 26th most densely settled place in Florida.
- Density vs Florida: Kenneth City's 6,968 people per square mile compare with a state median of 1,608.
- Location: 27.8161 / -82.7146, per the US Census Bureau Gazetteer.
- Nearest larger cities: Pinellas Park (3 mi); South Pasadena (5 mi); Seminole (5 mi); Gulfport (5 mi); Treasure Island (5 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Madeira Beach (5 mi); Redington Beach (6 mi); North Redington Beach (7 mi).
- Within a 50-mile radius: 17 smaller Census places.
- Larger places within 100 miles: 65.
Land, water and location for Kenneth City
Kenneth City covers about 0.7 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 4,975 residents, the land area yields roughly 6,968 people per square mile. The largest place in Florida, Jacksonville, lies about 185 miles away. Kenneth City has 24 larger places within a 50-mile radius. By land area it ranks 362nd of 411 Florida places.
Borrowing reach in Kenneth City
Kenneth City is a densely built community of about 4,975 people, with 24 larger places inside a 50-mile radius. Whether Kenneth City has a local branch or not, a Florida-licensed lender can serve its 4,975 people online on the same terms. The nearest larger city, Pinellas Park, FL about 3 miles away.
How personal loans work in Kenneth City
With roughly 4,975 residents, Kenneth City is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kenneth City. The term you choose in Kenneth City decides the split between a comfortable payment and the total interest you pay.
Kenneth City in state context
Against Florida's other places, Kenneth City accounts for about 0.0% of the state's population and ranks 229th of 411 by size. On the 2020-to-2023 trend, Kenneth City stands 369th among Florida's 411 places — roughly the 10th percentile. At about 6,968 people per square mile, Kenneth City is the 26th most densely settled place in Florida. By land area, its 0.7 square miles rank 362nd of 411 places in Florida.
The state rulebook for Kenneth City
Florida has no separate rate rule for Kenneth City; the sourced rows below are what reach every lender that serves its 4,975 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Common questions
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Nearby places
- Pinellas Park, FL — population 53,456
- South Pasadena, FL — population 5,288
- Gulfport, FL — population 11,655
- Treasure Island, FL — population 6,522
- Seminole, FL — population 19,252
- Madeira Beach, FL — population 3,999
- St. Petersburg, FL — population 263,553
- Redington Beach, FL — population 1,373